Payjoy2mo ago

Digital Growth Manager

Taguig City · Taguig CityFull-Timemid

OtherDigital Growth Manager

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Quick Summary

Overview

About PayJoy PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.

Technical Tools

OtherDigital Growth Manager

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Digital Growth Manager will drive the launch and growth of PayJoy’s Credit Line QR (CLQR) product in the Philippines, as well as future products stemming from credit lines. In addition the Digital Growth Manager will eventually lead a team of analysts as our product suite grows (e.g. cards, insurance, other use cases). These initiatives are aimed at driving PayJoy’s user, revenue, and market expansion initiatives in the Philippines. Initially the role will be a PMO type role and drive the development and launch of CLQR. Once the product is live the role will shift to a growth role driving volumes and usage of CLQR. It requires close collaboration with product, sales, operations, marketing, and analytics. Success is measured through customer acquisition, activation, retention, and unit economics. The ideal candidate brings experience in growing fintech usage/adoption, managing the building and launching of new products/use cases and strong analytical thinking.

Define and own the product strategy and roadmap for Credit Line QR (CLQR) and other payments related use cases such as insurance, payment processing, and others:

Lead end-to-end product lifecycle management. from market analysis, requirements gathering, and solution design to launch and optimization

Partner with engineering, compliance, finance, operations, and business stakeholders to deliver scalable, efficient, and regulatory-compliant payment products

Analyze customer and partner needs, competitor offerings, and regulatory environments across key corridors to identify opportunities for product and margin improvements

Drive product performance by tracking key metrics including loan volumes, Monthly Active Users, MDRs, etc.

Manage relationships and integrations with PSPs, settlement banks, FX providers, payment networks, and other enabling partners

Bachelor’s degree in Business, Finance, Computer Science, Economics, or a related field. MBA is a plus

7–10 years in Product Management, ideally in FinTech, Lending, Merchant Acquiring, or Payments.

Strong understanding of Philippines and Southeast Asia payment landscape

Analytical skills with experience in SQL/Python/R a plus

Leadership experience in building and mentoring product operations teams.

Proven ability to lead cross-functional stakeholders in an agile environment

Excellent written and verbal communication skills in English

Strategic visioning and roadmap planning.

Strong cross-functional communication and collaboration.

Decision-making under regulatory and operational constraints.