KYT Analyst

Paynovate is a Belgium-based fintech with more than 80 talented employees. We’re building a company where dreams are shaped, where bold initiatives are taken, and where your leadership, ownership and ability to follow through are valued.

As a growing e-money institution, we are bringing payment solutions to the next level, and you could be part of that. To reinforce our First Line of Defence and strengthen our transaction monitoring capacity, we are seeking a KYT Analyst for a 6-month temporary contract.

As a KYT Analyst, you will join Paynovate’s First Line of Defence and focus primarily on transaction monitoring and AML investigations.

You will review a significant volume of transaction monitoring alerts, analyse customer and merchant behaviour, investigate unusual transactional patterns, and make well-documented, risk-based decisions on whether cases can be closed or require further escalation.

This is a hands-on operational role for someone who enjoys investigating transactions, working efficiently through significant volumes, and maintaining a high level of accuracy and consistency.

Your primary focus will be supporting our transaction monitoring activities and helping us work through existing alert volumes. As part of this temporary reinforcement, you may also provide operational support on KYC periodic reviews and lookback activities when needed.

• →Review and investigate a high volume of transaction monitoring and KYT alerts across customer and merchant activity, including historical alerts.
• →Analyse transaction flows, customer profiles, expected activity and transaction history to identify unusual patterns and AML/CFT risk indicators.
• →Conduct further investigations and gather relevant information when necessary to reach well-supported conclusions.
• →Make risk-based decisions on case closure or escalation in line with established procedures, escalating suspicious or complex cases through the appropriate channels.
• →Document investigations, findings and decisions clearly and accurately, ensuring a complete and audit-ready trail.
• →Manage assigned alert queues efficiently, maintaining consistent quality and accuracy across a high volume of cases.
• →Provide operational support on KYC periodic reviews and lookback activities, reviewing existing customer information and identifying missing, outdated or inconsistent information.

At Paynovate, we focus on positioning the right talent in the right roles, empowering our people to drive the business forward. We seek someone who:

• Has 2 to 4 years of hands-on experience in AML, KYT or transaction monitoring within a fintech, EMI, bank, consulting firm or related environment.
• Holds a background in Criminology, Law, Finance, Economics, Business or another relevant field.
• Has a good understanding of AML/CFT principles and practical experience investigating transaction monitoring alerts.
• Demonstrates strong analytical skills, with the ability to connect transaction patterns, customer profiles and supporting information.
• Is comfortable working with high volumes and recurring operational activities while maintaining accuracy and consistency.
• Can make risk-based decisions, follow established procedures and clearly document the rationale behind them.
• Is familiar with transaction monitoring, KYT or AML tools; experience with SEON is a strong asset.
• Speaks and writes fluent English; French or Dutch is a plus.