Senior Payment Consultant - Technology Consulting (German Projects)

As a Senior Payment Consultant, you will work on transformational projects for clients in the financial sector, especially banks, insurance companies, and investment firms in Germany. The Payment Specialist supports international consulting projects focused on payments and digital financial solutions for clients primarily in Germany. The role combines business analysis, basic technology understanding, and strong communication skills to contribute to the design and delivery of technology‑enabled solutions in the financial services sector. You will work closely with business and IT stakeholders on transformation initiatives for banks, insurance companies, and investment firms, gaining exposure to modern payment platforms, digital finance, and system integrations in a dynamic consulting environment.

Our Czech team, mainly based in Prague, works closely with PwC Germany as a nearshore consulting team supporting transformation projects in the financial services sector. We bring together strong German language capabilities, consulting skills, and understanding of banking, insurance and other FS domains. 

We have been fully & seamlessly integrated with PwC Germany but you will also be part of the Czech technology consulting team and will have the opportunity to be involved in activities in both countries. 

Romana Mrazova is a Manager in PwC’s Technology Consulting practice. Since 2017, she has combined technology consulting with hands-on delivery, working on software development and digital transformation in the automotive and telecommunications sectors, including SAP transformations. Her work covers product management, business analysis, project governance, and test and release management, with a focus on product quality and delivery excellence. Romana brings clarity to complex challenges and helps turn priorities into results. She guides cross-functional teams, improves collaboration and strengthens agile ways of working. She lived and worked in Germany and China and speaks Czech, English and German.

• Preparing New Pan-European Solutions – You analyze how regulation and new technology will transform banking operations. You structure, design, and consult with clients on final solutions. Within months or years, you'll see the results of your work rolled out across Europe.  

• Open Finance and API Integration – You design solutions enabling third parties secure access to financial data. You're part of the shift that moves institutions to a new level of working with customer data and launching innovative products born from this data analysis. 

• Completed university degree in Economics, Business Administration, Finance, or a comparable field; candidates with an interdisciplinary background (e.g. business combined with technology, digital transformation, payments, or financial services) are also welcome
• At least 3 years of relevant professional experience, ideally in financial services, consulting, banking, payments, fintech, or a related financial environment
• Good understanding of, or strong interest in, technology‑enabled financial services and digital financial solutions
• Interest in how business requirements are translated into digital and technical solutions, including areas such as payment platforms, digital banking solutions, APIs and system integrations, automation, and data‑driven financial processes
• Ability to structure, analyze, and clearly communicate complex financial and technical topics
• Excellent skills in using tools for collaboration, documentation, and presentations (e.g. MS Teams, PowerPoint, Word, Excel)
• Experience using German at B2-C1 level and English at C1 level in a professional environment
• Experience or knowledge in payments, open finance, embedded finance, transaction banking, digital banking, fintech platforms, financial services regulation or compliance, or project work for banks, fintechs, or large enterprise clients

• Proactive, reliable, and structured working style
• Willingness to take ownership of tasks and gradually grow into more complex responsibilities
• Confidence in working with stakeholders across business, finance, and IT
• Strong interest in long‑term development within digital financial services, including analytical, coordination, and leadership capabilities

• Professional growth that matches your ambitions and pace. Gain in months the kind of experience that can take years to build elsewhere. 
• Fair pay with no gaps. We are among the few companies in the Czech Republic certified for Equal Pay. 
• A flexible benefits programme with 45,000 points to spend on what matters most to you. 
• 30 days of paid time off, including three well-being days and two additional days off at the end of the year. 
• An opportunity to give back to the community with one paid volunteering day every year. 
• The chance to work from one of PwC’s international offices (available from the Senior Associate level). We support your learning and development journey: Benefit from ongoing training and certifications in consulting, business, and technology skills, including Agile and project management, data analytics (Power BI, Python, Alteryx, Tableau), cloud and Microsoft technologies (Azure, Power Platform), business process analysis, and consulting essentials, such as stakeholder management, communication, and presentation skills. 
• A buddy programme, regular feedback, and access to a coach who can support your professional development and career path. 
• Extensive well-being support and initiatives promoting a healthy lifestyle, from Dr. Digital and Human Dynamic programmes to workplace yoga and running events. 
• An ultrabook and an iPhone with unlimited data. 
• Social events and Away Days. 

At PwC, we help clients solve today’s and tomorrow’s challenges across audit, consulting, tax, legal, technology, and data. We create an environment where people can learn, grow, and build a career in their own way. We believe the best results come from diverse experiences and perspectives. That’s why we foster an inclusive culture where everyone can be themselves, build on their strengths, and contribute to work that makes a real impact. 

Interested in joining us? We’d love to hear from you and tell you more about this opportunity.

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