Creditors Controller

A well-established organisation is seeking a meticulous and collaborative Credit Controller to take ownership of the debtor portfolio, optimise cash flow, and minimise financial risk. This position plays a vital role in maintaining a healthy balance sheet by managing the end-to-end credit control lifecycle while upholding professional customer relationships. The successful candidate will oversee debt collection, accounts receivable reconciliations, and robust trade credit insurance administration. Key Responsibilities Debt Collection & Cash Flow Optimisation: Proactively pursue overdue accounts, negotiate structured repayment plans, and monitor high-risk balances to achieve collection targets. Accounts Receivable & Reconciliations: Perform comprehensive allocations of incoming internet banking receipts, verify statements, and resolve complex billing disputes efficiently. Credit Insurance & Risk Management: Evaluate client creditworthiness, recommend appropriate credit limits, and administer trade credit insurance policies, ensuring strict compliance with notification and claim timeframes. Recoveries & Legal Escalate: Identify delinquent accounts requiring legal intervention and liaise with external debt collection agencies to facilitate recoveries. Compliance & Reporting: Maintain accurate audit trails, monitor adherence to internal credit controls, and contribute to the refinement of credit management workflows. Requirements Proven track record in a dedicated credit control or accounts receivable position. Deep understanding of credit risk assessment, debtor analysis, and intricate financial reconciliations. Hands-on experience administering trade credit insurance policies and compiling documentation for claims. Prior exposure to electronic payment processing and corporate internet banking platforms. Sound knowledge of statutory debt recovery and legal collection procedures. Strong negotiation, interpersonal, and conflict-resolution capabilities when handling sensitive customer situations. Preferred Qualifications A formal qualification in credit management, accounting, or a related commercial field is advantageous. Required Software Skills Sage Evolution EasyClear Advanced Microsoft Excel (pivot tables, data manipulation, and reporting) Microsoft Word