8mo ago

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Product Manager - Bills Payment

Nigeria·Lagosmid

Product ManagementProduct Manager

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Quick Summary

Requirements Summary

Rules set by the Central Bank of Nigeria, which regulates banking and paym

Technical Tools

Product ManagementProduct Manager

Own the end-to-end product strategy for all bill payment and transfer products, including:

Airtime and mobile data purchases
Utility bill payments (electricity, cable television, internet, etc.)
Bank-to-bank transfers

Translate Renmoney’s long-term digital banking strategy into a clear roadmap for payments.
Define how payments support:

Daily customer engagement
Deposit inflows and account usage
Cross-sell into savings and lending products

Define value propositions for different customer segments, including retail customers and small business users.

Own key performance indicators for payments, including:

Transaction volumes and values
Success and failure rates
Revenue from fees or commissions
Cost per transaction

Work closely with Finance to:

Optimize transaction pricing and incentives
Manage partner costs and margins
Track the impact of payments on deposit balances

Identify opportunities to improve unit economics without degrading customer experience.

Lead cross-functional delivery with:

Engineering teams building mobile, web, and backend systems
Design teams responsible for user experience
Operations and Customer Support teams handling exceptions and disputes

Write clear Product Requirement Documents, which describe what is being built, why it matters, and how success will be measured.
Prioritize initiatives based on customer impact, reliability, compliance, effort, and business value.
Ensure payment and transfer flows are fast, intuitive, and resilient, even during peak usage periods.

Ensure payments products meet regulatory and operational requirements, including:

Rules set by the Central Bank of Nigeria, which regulates banking and payment services
Requirements from the Nigeria Inter-Bank Settlement System, which operates national payment infrastructure
Data privacy rules under the Nigeria Data Protection Regulation

Partner with Risk and Compliance teams to manage:

Fraud risks
Transaction disputes and reversals
Customer protection and error handling

Represent payments initiatives in the Product Governance Council, which approves and oversees all product changes.

Own product relationships with external partners such as:

Payment processors
Utility service providers
Telecommunications companies

Define service-level expectations, which set standards for uptime, response times, and issue resolution.
Work with Legal, Procurement, and Operations to ensure partner integrations are scalable and compliant.

Improve adoption and repeat usage of bill payments and transfers through:

Simple onboarding and clear user flows
Transparent pricing and confirmations
Fast issue resolution when transactions fail

Use payments as a driver of daily engagement that increases:

Account funding
Customer lifetime value

Work with Analytics teams to understand usage patterns and identify growth opportunities.

Requirements

~1 min read

6–10+ years of Product Management experience
Direct experience with payments, transfers, or transaction-heavy digital products
Experience working in regulated financial or fintech environments
Proven track record of delivering reliable, high-volume systems
Experience collaborating with Finance, Risk, Compliance, and Operations teams

Strong understanding of payment flows and transaction lifecycles
Ability to balance speed, reliability, risk, and cost
Data-driven decision-making with strong execution discipline
Clear communicator, comfortable engaging senior leadership
High ownership mindset and attention to detail

Experience with large-scale payment platforms or utility integrations
Exposure to fraud prevention or dispute management systems
Experience in high-growth fintech or digital banking environments
Familiarity with analytics and monitoring tools for transaction performance

Head of Product
Engineering and Design teams
Operations and Customer Support
Finance and Treasury teams
Risk Management and Compliance teams
Executive Management, including:

Chief Executive Officer
Deputy Chief Executive Officer
Product Governance Council

High and improving transaction success rates
Growth in payment transaction volumes and active users
Reduced transaction failure rates and customer complaints
Strong partner reliability and service performance
Clear contribution of payments to customer engagement and deposits

What We Offer

~1 min read

✓Opportunity to build products customers use every day

✓High-impact role at the heart of Renmoney’s digital banking strategy

✓Strong executive visibility and ownership

✓A chance to shape reliable, scalable payment infrastructure in Nigeria

Location & Eligibility

Where is the job

Lagos, Nigeria

On-site at the office

About this job

Posted: 269 days ago
Employer: has 71 open jobs on Jobera.

Listing Details

Posted: January 26, 2026
First seen: October 22, 2026
Last seen: October 22, 2026

Posting Health

Days active: 0
Repost count: 0
Trust Level: 22%
Scored at: October 22, 2026

Signal breakdown

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Renmoney is a leading fintech company in Nigeria that offers personal and business loans, savings, investment products, and a variety of other banking services.

Employees

501-1,000

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