Product Manager - SME Lending Lead

We are scaling our SME Lending direction and looking for a Product Manager - Lending Lead who can own the product end-to-end and drive measurable growth from day one.

This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.

We expect first tangible outcomes within 6–8 weeks.

• → Own the SME Digital Lending product lifecycle end-to-end
• → Improve risk models, approval flows, and credit decision logic
• → Optimize acquisition and distribution channels
• → Drive portfolio growth while balancing risk and profitability
• → Prioritize based on data, unit economics, and business impact
• → Work closely with Risk, Data, Engineering, Operations, and Commercial teams
• → Adapt proven international lending practices to the Nigerian market

• 4–7 years of Product Management experience
• Strong background in lending for SME / B2B clients
• Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)
• Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics
• Proven track record of scaling lending products
• Strong stakeholder management skills
• Highly data-driven decision-making approach
• Fluent English