Director and Associate General Counsel, Banking and Credit Cards

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards. 

We’re looking for a Director & Associate General Counsel, Banking and Credit Cards, to join our Legal team. This role is a key part of Robinhood’s legal leadership and will function as a hands-on legal advisor while also managing a small team of attorneys. The ideal candidate will serve as a strategic partner to our Banking and Credit Card business, and work cross-functionally with Robinhood’s other regulated businesses.

This is a high-impact role for a legal leader who thrives in a fast-paced environment, can think across multiple regulatory frameworks, and is passionate about building and mentoring legal talent.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams. 

• →Lead and manage a team of attorneys supporting Robinhood’s Banking and Credit Card business.
• →Provide practical, solutions-oriented legal advice to cross-functional teams on a broad range of regulatory issues affecting banking, deposit accounts, payments, and credit cards.
• →Partner closely with compliance, product, operations, and executive leadership to identify legal risks and drive mitigation strategies.
• →Support regulatory engagement and examinations as needed.
• →Help build scalable legal processes, frameworks and controls to support a rapidly evolving financial technology company.
• →Mentor and grow team members while promoting a strong culture of collaboration, accountability, and inclusion.

• J.D. and membership in at least one U.S. state bar in good standing.
• 10+ years of relevant legal experience, with a strong background in consumer financial regulatory law, including, for example, banking, deposit accounts, payments, and credit.
• Experience managing legal professionals or cross-functional teams, with a track record of developing talent and delivering results.
• Ability to navigate complex legal and regulatory issues while delivering clear, risk-based, actionable guidance.
• Experience advising business and product teams on compliance with Truth in Lending Act (Reg Z), Truth in Savings Act (Reg DD), Electronic Fund Transfer Act (Reg E), Fair Credit Reporting Act (Reg V), Equal Opportunity Credit Act (Reg B), UDAAP under Dodd-Frank and UDAP under FTC Act,  payment network rules (including NACHA and card networks), TCPA and CAN-SPAM, Expedited Funds Availability Act (Reg CC), Bank Secrecy Act/AML/OFAC Sanctions, laws governing rewards programs, and laws governing first- and third-party collections, including the Fair Debt Collection Practices Act (Reg F).
• Experience advising business and product teams on legal issues affecting fintech-bank partnerships, including state licensing (lending, marketing, brokering, servicing, collections), usury, interest exportation, and contractual obligations under governing program and sponsorship agreements.
• Demonstrated ability to operate effectively in a fast-paced, high-growth, and highly regulated environment.
• Strong communication skills and a business-oriented mindset.
• Demonstrated ability to quickly develop fluency in new substantive areas and effectively lead and collaborate with team members who bring deep subject-matter expertise.

Our ambitious roadmap requires a great culture shaped by exceptional leaders. Here’s what we expect from them:

• Drive high performance by setting clear, focused goals, giving real-time feedback, stretching top talent, and scaling impact through focus, innovation, and tech.
• Hire and retain top talent by setting a high bar, hiring only those who raise it, investing in onboarding, and addressing talent issues quickly and fairly.
• Create community by connecting work to purpose, removing friction while prioritizing safety, building trust and inclusion, and leading from the front with integrity.