Associate – Structured Export Finance Officer

Mission: 

The Development & Structured Export Finance (DSE) business line is responsible for providing financing and advisory solutions to importers and exporters in connection with export transactions, as well as investments supporting sustainable development and the energy transition.

This includes advisory, structuring and financing solutions backed by Export Credit Agencies (ECAs) or Development Financing Institutions (DFIs) for sovereigns, corporates, financial institutions or development banks.

As part of its mandate, the business line is responsible for managing relationships with ECAs, DFIs and specialized public-sector institutions.

Integrated within the DSE team covering the Middle East, Turkey and CIS countries, the Associate Structured Export Finance Officer will be based in Dubai and operate as part of the regional SG CIB platform.

The purpose of this recruitment is to support the continued growth of the DSE franchise in the Middle East by increasing the team's origination and execution capacity. Working alongside the Director and Senior Associate currently covering the region, the Associate will actively contribute to business development efforts with exporters, borrowers, ECAs and DFIs, and assist in the structuring and execution of export finance and development-oriented financing solutions across the GCC and wider Middle East markets.

Tasks and responsibilities:

Origination and Client Relationship Management

• Contribute to business development and client origination activities, supporting senior team members with a primary focus on Middle East markets

• Perform country, sector, financial and counterparty analyses

• Participate in client discussions and contribute to defining appropriate financing solutions, while maintaining a thorough understanding of relevant ECA and DFI products applicable to clients across the Middle East region

• Assist in the development of relationships with ECAs and DFIs on ground

• Identify cross-selling opportunities across the Group

Transaction Structuring

• Participate in the structuring of transactions and propose appropriate financing solutions

• Identify various structuring alternatives and assess the associated risks

• Draft or contribute to term sheets and related documentation

• Coordinate internal stakeholders, including Risk, Legal, Finance and Operations

Credit Analysis and Execution

• Perform the financial analyses and modelling required to assess transactions

• Contribute to the preparation of credit applications and approval materials

• Participate in credit committees and discussions regarding risk and profitability

• Ensure the proper execution and closing of transactions

Transaction Monitoring and Management

• Monitor transactions and coordinate with Middle and Back Office teams

• Anticipate and manage potential operational issues

• Contribute to the management and resolution of complex situations

Compliance and Controls

• Ensure compliance requirements are addressed from the outset of transactions, including KYC, sanctions and conflicts of interest

• Apply all applicable internal policies and procedures

Internal Contribution

• Provide regular reporting to management

• Promote information and knowledge sharing within the team

• Contribute to innovation and R&D initiatives

Studies & experience:

• Master in Banking and Finance

• Experience: Training period or VIE in financing institution is a plus

Language skills:

• Fluency in English is required for the position

• Proficiency in another language would be an advantage

Technical, operational & Soft skills:

• Knowledge of structured finance, including Export Finance

• Advanced financial analysis skills

• Good understanding of legal and tax matters, with a strong command of LMA standards

• Proficiency in Excel and financial tools

• Strong cooperation with internal teams and other stakeholders

• Flexibility and adaptability

• Ability to work effectively under pressure

• Ability to work independently, take initiative and proactively suggest solutions

• Strong communication and drafting skills

• Rigor and attention to detail and accuracy

• Ability to learn quickly

• Demonstrate ownership of compliance matters, including AML and EMB requirements, and ensure, among other things, the appropriate implementation of Chinese walls/trees, adherence to the Code of Conduct and fair treatment of clients

• Demonstrate creativity and contribute new ideas to both the team and the business line

Société Générale Middle East is a multi-category bank offering every employee the possibility to have several careers in a professional career path. Internal mobility and training are two core areas we focus on, in a dynamic, prosperous and evolving context.

Changing jobs is an opportunity for you to discover a new environment or a new job, participate in new projects and discover new teams, in the Middle East and abroad. It is also the way to share your expertise, to bring a new eye to better serve our customers tomorrow.

We are convinced that people are driving change, and that the world of tomorrow will be made up of all their initiatives, from the smallest to the most ambitious.

Then take the plunge!