Trainee – Credit Portfolio Management, Societe Generale India (Mumbai)

Main Responsibilities: 

•    Reviewing financial statements of MNC corporates and some Indian corporates and updating them in banks standard spreadsheet.
•    Performing independent risk analysis on these corporates, formulating logical and appropriate recommendations.
•    Manage all matters related to the submission of credit applications (pre and post approval) and maintaining valid obligor ratings.
•    Liaise with front office, management, and risk to facilitate credit requests on a timely basis.
•    Perform ongoing monitoring of exposures and provide early identification of emerging risks and problem accounts. 
•    Support administrative functions of the department which includes regular business MIS creations / updation, regulatory required data submission and follow-up with the key stake holders.
•    Supporting senior analysts of the team.
•    Tracking Industry updates to review impact on clients if any.

Academic Background (Degree and Major):B.Com (Hons) / MBA or Master's in Finance / Chartered Accountancy

Working Experience / Technical Skills & Know-how: Trainee or internship experience of 1-2 years preferred, particularly in Bank Audit.

Skills & Competencies

• Ability to comprehend company balance sheets and use them for internal requirements.
• Ability to quickly identify, analyze, and assess credit risks of counterparties and perform ongoing counterparty risk analysis.
• Banking product knowledge.
• Strong team player with excellent interpersonal, written, and verbal communication skills.
• Responsibility: Ability to generate outstanding individual and collective performance.
• Team Spirit: Ability to build relationships with internal and external stakeholders, develop synergies within the team and across the Group.
• Commitment: Ability to listen actively and demonstrate emotional intelligence to engage others.

Language Skills: English

Computer Skills: Strong computer application skills, including Microsoft Word, Excel, and other Microsoft Office applications.

Societe Generale is one of the leading financial services groups in Europe. Based on a diversified universal banking model, the Group combines financial strength with a strategy of sustainable growth, putting its resources to work to finance the economy and its clients’ plans. With a solid position in Europe and a presence in countries with strong potential, the Group’s 145,700 employees in 66 countries support 31 million individual clients, large corporates and institutional investors worldwide by offering a wide range of advisory services and tailored financial solutions.

Societe Generale was established in India in the year 1978. In 1985, Societe Generale Bank commenced operations as a Scheduled Commercial Bank in Mumbai. Since then it has a proud legacy of servicing corporates and clients. New branches were added in Delhi (1993).  Societe Generale not only offers an extensive product portfolio to different market segments, but customizes solutions in investment banking, global finance and global markets.

Societe Generale is an equal opportunities employer and believes that a diverse and inclusive workforce should be encouraged and recognized.