Jr. Underwriter (Remote) - 65264211764

Location: Remote (LATAM)
Schedule: Full-Time (40hrs), Mon-Fri, 9am-6pm EST
Contract: Minimum 3-month contract with the potential for an indefinite extension based on performance. We provide equipment.

Junior Underwriter – Factoring Solutions

About Us

We are a fast-growing financing company specializing in factoring solutions that empower businesses to unlock their cash flow and foster financial stability. Our dedicated team is committed to delivering tailored financial services with professionalism and expertise. We are currently seeking a detail-oriented and motivated Underwriter with factoring experience to join our underwriting department. 

Job Summary

As a Junior Underwriter, you will be instrumental in evaluating the creditworthiness of prospective clients and determining the risks associated with factoring transactions. The ideal candidate possesses underwriting experience, a comprehensive understanding of factoring, and demonstrates strong analytical and communication abilities. 

Key Responsibilities

• Analyze client financials—including invoices, accounts receivable, and credit reports—to assess eligibility for invoice purchase. 
• Evaluate risks and provide recommendations on credit limits and funding approvals. 
• Verify and validate documentation to ensure adherence to company policies and industry standards. 
• Assist in preparing underwriting reports and present findings to senior team members. 
• Collaborate with sales and operations teams to streamline client onboarding and ensure prompt funding. 
• Monitor current client portfolios to identify potential risks and recommend necessary actions. 
• Stay informed about industry trends, market conditions, and regulatory requirements relevant to factoring. 

Qualifications

• Prior experience in factoring or accounts receivable financing is essential. 
• Strong analytical skills and the ability to interpret financial statements and credit data. 
• Attention to detail with excellent problem-solving abilities. 
• Effective written and verbal communication skills for engaging with internal teams and clients. 
• Proficiency in financial analysis tools, Microsoft Excel, and CRM platforms. 
• A bachelor’s degree in finance, accounting, business administration, or a related discipline is preferred. 
• Proactive attitude with a strong commitment to meeting deadlines and achieving results.