Head of Credit

Taekus is a profitable fintech and travel startup building a next-generation premium banking and rewards ecosystem for affluent customers. With $120M+ in annual revenue and $4B+ in annual transaction volume, we’re entering a new stage of growth focused on scaling our core banking systems, rewards infrastructure, and partner integrations.

We’re entering the next phase of growth and are looking for a Head of Credit to architect and scale the credit infrastructure behind our products.

As the Head of Credit, you will own the end-to-end credit strategy at Taekus—from underwriting architecture and risk models to portfolio performance and new credit product design. This is a foundational leadership role responsible for building the credit engine behind a new generation of premium financial products.

You’ll work closely with the founders, product, data, and finance teams to design scalable underwriting systems that enable growth while maintaining disciplined portfolio performance.

• →

  Own Taekus’s credit strategy and underwriting framework

• →

  Design and scale credit decisioning infrastructure and risk models
  Monitor and optimize portfolio performance across approval rates, delinquencies, and losses

• →

  Partner with product and data teams to build automated underwriting and risk systems

• →

  Launch and manage new credit products within the Taekus ecosystem

• →

  Work closely with sponsor banks and compliance partners to ensure regulatory alignment

• →

  Build and lead the credit risk and underwriting organization

• 10+ years in consumer credit, underwriting, or credit risk leadership

• Experience building or scaling credit programs at a fintech, card issuer, or modern bank

• Strong background in credit modeling, underwriting strategy, and portfolio management

• Experience working with credit bureau data, alternative underwriting signals, and automated decisioning

• Builder mindset with the ability to operate in a fast-moving fintech environment

• Strong product and data partnership instincts

• You want to architect the credit foundation of a new premium banking platform

• You like to work on products at the intersection of fintech, payments, and global travel

• You’re looking for a high ownership role with direct impact on company strategy