Manager, Capital Markets, HELOC
United States·San FranciscomidOtherCapital Markets
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Quick Summary
Key Responsibilities
Serve as primary or backup execution support on a subset of Upgrade's lending products, partnering with the Institutional and FI Execution Leads on live warehouse, forward flow,
Technical Tools
OtherCapital Markets
About the Role
~2 min read- Serve as primary or backup execution support on a subset of Upgrade's lending products, partnering with the Institutional and FI Execution Leads on live warehouse, forward flow, and securitization transactions
- Own the day to day mechanics of deal execution: allocation reports, purchase confirmations, loan tape reviews, funding and settlement coordination, and closing checklists
- Support warehouse and ABS reporting as a backup owner — covenant monitoring, borrowing base calculations, and timely delivery of investor reporting deliverables, in partnership with the team's warehouse reporting leads
- Review and help negotiate legal documentation for structured finance transactions (purchase agreements, servicing agreements, side letters) alongside internal and outside counsel
- Analyze collateral performance using Excel, SQL, and Tableau to support pricing, structuring, and ongoing surveillance discussions
- Coordinate with Institutional Sale and Investor Ops stakeholders to ensure a smooth experience for bank, credit union, and institutional investor counterparties
- Work cross-functionally with investor sales, credit, product, treasury, and engineering teams to support balance sheet management and data integrity across funding channels
- Support onboarding of new institutional investors, warehouse facilities, and securitization counterparties, including operational setup and due diligence
- Take on ownership of ad hoc projects as the team's funding programs scale
- Serve as primary or backup execution support on a subset of Upgrade's lending products, partnering with the Institutional and FI Execution Leads on live warehouse, forward flow, and securitization transactions
- Own the day to day mechanics of deal execution: allocation reports, purchase confirmations, loan tape reviews, funding and settlement coordination, and closing checklists
- Support warehouse and ABS reporting as a backup owner — covenant monitoring, borrowing base calculations, and timely delivery of investor reporting deliverables, in partnership with the team's warehouse reporting leads
- Review and help negotiate legal documentation for structured finance transactions (purchase agreements, servicing agreements, side letters) alongside internal and outside counsel
- Analyze collateral performance using Excel, SQL, and Tableau to support pricing, structuring, and ongoing surveillance discussions
- Coordinate with Institutional Sale and Investor Ops stakeholders to ensure a smooth experience for bank, credit union, and institutional investor counterparties
- Work cross-functionally with investor sales, credit, product, treasury, and engineering teams to support balance sheet management and data integrity across funding channels
- Support onboarding of new institutional investors, warehouse facilities, and securitization counterparties, including operational setup and due diligence
- Take on ownership of ad hoc projects as the team's funding programs scale
- 4 + years of experience in capital markets, asset-backed finance, or a related consumer lending function.
- Familiarity with consumer lending and credit underwriting, and asset-based/structured finance more broadly (warehouse facilities, forward flow, and/or ABS)
- Proficient in Excel; SQL and/or Tableau experience a plus
- Execution-oriented — comfortable owning deliverables and deadlines on live transactions in a fast-paced environment
- Strong written and verbal communication skills, with the judgment to work directly with external counterparties
- Highly organized, detail-oriented, and strong client service skills
- 4 + years of experience in capital markets, asset-backed finance, or a related consumer lending function.
- Familiarity with consumer lending and credit underwriting, and asset-based/structured finance more broadly (warehouse facilities, forward flow, and/or ABS)
- Proficient in Excel; SQL and/or Tableau experience a plus
- Execution-oriented — comfortable owning deliverables and deadlines on live transactions in a fast-paced environment
- Strong written and verbal communication skills, with the judgment to work directly with external counterparties
- Highly organized, detail-oriented, and strong client service skills
What We Offer
~1 min read✓Competitive salary and stock option plan
✓Medical, dental and vision insurance with employer paid options
✓Flexible PTO
✓Competitive 401(k) and RRSP program
✓Opportunities for professional growth and development
✓Paid parental leave
✓Health & wellness initiatives
Location & Eligibility
Where is the job
San Francisco, United States
On-site at the office
Who can apply
US
About this job
- Pay per year
- $140,000–$160,000 a year
- 122% above the $67,500 median for Other jobs on Jobera (121,957 salaries).
- Who can apply
- United States
- Posted
- 34 days ago
Listing Details
- Posted
- September 17, 2026
- First seen
- September 19, 2026
- Last seen
- October 21, 2026
Posting Health
- Days active
- 32
- Repost count
- 0
- Trust Level
- 42%
- Scored at
- October 22, 2026
Signal breakdown
freshnesssource trustcontent trustemployer trust
Upgrade, Inc. is an American neobank founded in 2016 that offers credit and banking products to consumers, including fixed-rate credit cards, personal loans, rewards checking accounts, and credit monitoring tools.
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