Chief Technology Officer - Customer-Centric Business Development Focus

• Location: Kassel , Germany
• Work Policy: Remote-first within Germany; optional office days; not advertised as fully remote internationally
• Work Experience: Several years in a CTO/VP Engineering (or similar) role within FinTech or banking
• Language Requirement: English C1, German C1
• Employment Type: Full-time
• Technical Skills Required: Engineering Management, Cloud platforms (AWS/Azure/GCP), REST/GraphQL APIs, data analytics & AI/ML stacks, banking security & compliance frameworks
• Industry: FinTech/Data Analytics for Banking
• Positions Available: 1

Company Mission

Account transaction data reflects the entirety of a customer's life—we help our partners understand this data quickly, easily, and efficiently, and leverage it profitably.

Core Values

Scope to Shape Your Role:

High level of personal responsibility, open communication, active involvement in shaping the business, and a motivated, success-oriented team

Flexible Work:

Remote-first with hybrid options, flexible working hours, modern equipment, "workation" opportunities—plus time off on December 24th and 31st

Tech & Innovation:

Modern tech stack and AI-driven culture

Attractive Perks:

Annual bonus, gifts for work anniversaries and milestone birthdays, corporate benefits program, discounted mobile phone plans, company pension contributions exceeding statutory requirements, capital-forming benefits, and automatic salary adjustments at fixed intervals

Health & Mobility:

Commuter pass, bike leasing, and discounted fitness & wellness offers in your city (egym)

• You position the company as a pioneer of data-driven business models in Europe and help define how the financial industry of tomorrow will utilize data
• You actively drive the company’s technological vision—ranging from new technologies to entirely new product concepts—while maintaining a consistent customer-centric focus
• You independently conduct sales discussions at the C-level, inspiring decision-makers with your technological foresight and a clear understanding of the business value for them
• You collaborate with our customers to identify new use cases and develop viable business ideas and models based on our existing capabilities
• You own the technology roadmap, prioritizing initiatives clearly and based on data to ensure engineering and product teams focus on the areas that deliver the greatest impact.
• You work closely with our founder and executive leadership as a strategic partner, actively shaping fino’s strategic direction
• You measure the success of your decisions using clear metrics and consistently derive the next steps from those insights

• You bring several years of experience in a CTO, VP of Engineering, or comparable technical leadership role, ideally within the FinTech or banking sector
• You possess an entrepreneurial and visionary mindset, a keen sense for emerging technologies, and the ability to independently derive promising business models from them
• You are characterized by a strong hands-on mentality and genuinely enjoy championing and advancing your ideas directly in client discussions
• You communicate clearly and persuasively with clients, your team, and executive management—including at the decision-maker level
• You possess a deep technical understanding of modern cloud architectures, APIs, data analytics, and AI, as well as the security and regulatory requirements of the banking industry
• You are fluent in German and English (negotiation level) and—given our ongoing European expansion—ideally possess additional foreign language skills