Senior Treasury Analyst

We’re looking for a Senior Treasury Analyst to own daily cash management and liquidity operations across Mission Lane LLC and Mission Lane Bank, reporting to the Senior Treasury Manager. 

Behind every dollar of credit Mission Lane extends is someone building toward a better financial future. With Mission Lane Bank having received conditional approval from the OCC, our Treasury function is taking on significantly more scope, and you’ll help build the liquidity, funding, and cash management foundation that keeps credit a tool people can count on to keep moving forward. 

• Monitor daily cash positions across bank accounts and legal entities, and execute and track wire transfers and ACH payments to ensure timely, accurate settlement
• Refine and maintain short and medium-term cash flow and liquidity forecasts for both Mission Lane LLC and Mission Lane Bank
• Help design and stand up Bank treasury processes, including daily liquidity monitoring, and intraday cash management
• Determine bank funding needs and execute settlement through Brokered Deposits and Sweep Deposits
• Support liquidity risk management for the Bank, including liquidity metrics, stress testing inputs, contingency funding plan support, and reporting for ALCO and Board committees
• Support asset/liability management and interest rate risk analysis, including net interest income and economic value of equity sensitivity reporting
• Track and report on Bank capital and funding positions, and support the intercompany funding and settlement flows between the Bank and LLC, with attention to affiliate transaction requirements (Sections 23A/23B, Regulation W)
• Own daily and monthly bank account reconciliations across entities, proactively identifying and resolving discrepancies
• Support the Senior Treasury Manager with ad hoc reporting and analysis, including regulatory and examiner information requests
• Support accounts payable and accounts receivable processes, and partner with Accounting, FP&A, Capital Markets, Risk, and Compliance to keep reporting accurate
• Support internal controls and audit requests tied to Treasury activities, and help ensure compliance with debt covenants, investor requirements, regulatory requirements, and corporate policy

• You spot a gap (an undocumented process, a report that takes too long, a better way to reconcile) and go fix it instead of waiting to be asked.
• You move fast on unfamiliar territory and treat complexity as a puzzle worth solving quickly.
• You’ve used AI tools like Claude to build small tools or automate parts of your own workflow, and want to keep doing more of that.
• You want to help build something from scratch: standing up treasury processes for a newly chartered bank as the function matures and takes on more scope.
• You’re energized by working in a regulated environment and want to work alongside Risk, Compliance, and Finance leaders as a bank comes together.

• Direct experience in bank treasury, ALM, or liquidity risk management, including exposure to ALCO reporting, Brokered Deposits, Sweep Deposits, and contingency funding planning
• Familiarity with regulatory and capital reporting for banks (for example, Call Report, liquidity and capital requirements) and OCC expectations
• Experience supporting a de novo bank, charter conversion, or bank launch
• Experience with ERP systems such as NetSuite
• Familiarity with APIs, data integration, and process automation tools (PyCharm, Visual Studio)
• Experience using AI to streamline and automate business processes (Claude)
• Familiarity with regulatory requirements and compliance standards within financial services (for example, SOX, GAAP)

Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status. 

Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law.  Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com.

Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.

Our cardholders trust us with their financial well-being, and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete. 

_{Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process, disqualification from future opportunities, withdrawal of an offer or other sanctions for candidates and, in addition for employees, disciplinary action, up to and including termination of employment.}