Risk Director

The Risk Director is responsible for the design, ownership, and effective operation of the firm's enterprise-wide risk management framework. The role provides independent second-line oversight of all material non-financial and financial risks arising from the firm's electronic money issuance, payment services, and foreign exchange trading activities.

Regulatory compliance, regulatory interpretation, and day-to-day compliance monitoring are owned by the Compliance Director. The Risk Director works in close coordination with the Compliance Director to ensure alignment between risk appetite, regulatory expectations, and the firm's overall control environment, without duplication or conflict of accountability. The role will also support strategic initiatives, including regulatory licence applications for group entities, and take on risk responsibilities for newly authorised entities once they are operational.