23d ago

Manager / Senior Manager, Consumer Lending - Credit

Malaysia·Kuala LumpurFull-timesenior

OtherManager

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Requirements Summary

Experience: 4 to 8 years of hands-on experience in consumer lending, product management, or credit risk. Core Expertise: Deep,

Technical Tools

OtherManager

Risk & Policy development: Creating and refining underwriting models, optimizing approval rates, and maintain healthy portfolio metrics.
Product Strategy & Lifecycle Management: Collaborate closely with relevant stakeholders on end-to-end product lifecycle for consumer lending products, with a primary focus on balancing credit scaling of the portfolio.
Market & Competitor Analysis: Continuously monitor the consumer lending landscape to refine underwriting models, identify emerging trends, pricing strategies, and product gaps.
Regulatory Compliance: Ensure all consumer lending products strictly adhere to relevant regulatory frameworks, including the Hire Purchase Act and internal governance standards.
Process Optimization: Streamline origination, credit underwriting, disbursement, and settlement processes, specifically addressing the unique operational workflows involving dealers and end-consumers.
Cross-Functional Leadership: Work seamlessly with engineering, operations, marketing, and legal teams to launch new features, automated checks, and system enhancements.

~1 min read

Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.
Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.
Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity.