Credit Analyst

As a Credit Analyst you will be based in Poland but people who will become your closest business partners are in Germany. Their day-to-day job consists of preparing credit applications for corporate clients and so will yours, as you will be assigned a portfolio of clients to contribute to the team’s goals. This opportunity will enable you to use English (or German if you feel comfortable with it) on daily basis and provide you with new level of professional challenges.

In this role you will gain exposure to a wide variety of projects and interesting cases. If expanding your knowledge and expertise is what you seek, you will enjoy the opportunity to deepen your understanding of credit analysis and develop a robust skill set that will serve as a strong foundation for your future career.

Your future scope of responsibility will cover:

• Preparing credit applications (annual reviews/interim credit requests/credit opinions etc.) in compliance with guidelines, procedures and timelines

• Writing a clear and concise credit analysis based on a general study of the counterparty and the understanding of the proposed transaction (nature of the line, maturity, amount)

• Checking the compliance of the credit request with the existing company policies

• Commenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation)

• Issuing an autonomous credit opinion and giving a relevant recommendation

• Launching credit applications in company electronic tool for signatures and collecting the appropriate sign-offs

• Assigning obligor ratings and uploading it in company tool

• Monitoring of assigned credit portfolio

• Cooperating with both Warsaw and Frankfurt teams, participating in regular operational review calls and reporting

You will be most successful in the role if:

• You have at least 3 years of experience in credit in corporate banking business

• You know English very well

• You have a degree in a field related to economics

• You can easily write a concise summary of an analysis

• You can cooperate with multiple partners from different business units

• You are flexible, well organized and autonomous

• You take responsibility for your work and its quality

Your future with Societe Generale will include:

• Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilities

• An active role in an international structure and the opportunity for growth

• Access to educational platforms and language courses

• Stability

• Competitive salary based on seniority and skills

• Support in quick adaptation in the company

• Extraordinary health package with extensive dental care

• Hybrid work (3office days per week) and one-time bonus for home office equipment

• Even more benefits such as meal allowance, holiday fund, sports card and insurance

*Please be informed that we will be accepting only resumes in English

Changing jobs is an opportunity for you to discover a new environment or a new job, participate in new projects and discover new teams, in Poland and abroad. It is also the way to share your expertise, to bring a new eye to better serve our customers tomorrow.

We are convinced that people are driving change, and that the world of tomorrow will be made up of all their initiatives, from the smallest to the most ambitious.

Then take the plunge!

We are an equal opportunities employer, and we are proud to make diversity a strength for our company. Société Générale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, sexual or gender identity, sexual orientation, membership of a political, religious, trade union or minority organization, or any other characteristic that could be subject to discrimination.