Compliance Analyst II - Remote

Symetra has an exciting opportunity as a Compliance Analyst II

• Support the implementation and ongoing administration of AML and OFAC policies, procedures, controls, and monitoring activities in alignment with regulatory requirements and industry best practices.
• Conduct AML and sanctions-related investigations, including alert reviews, customer due diligence assessments, sanctions screening reviews, and suspicious activity investigations.
• Prepare and document investigative findings, including recommendations for escalation, referrals, or Suspicious Activity Reports (SARs), as appropriate.
• Analyze large and complex datasets to identify trends, anomalies, and potential financial crime risks using technology tools and reporting platforms.
• Collaborate with cross-functional partners, including New Business, Operations, Technology, Legal, Risk Management, Special Investigations, Investments, and Finance, to ensure compliance requirements are effectively integrated into business processes and system designs.
• Provide guidance and subject matter expertise to first-line business teams regarding AML, OFAC, sanctions compliance, customer risk factors, red flags, and escalation protocols.
• Support risk assessments, control evaluations, quality assurance reviews, and program effectiveness initiatives related to financial crimes compliance.
• Participate in enterprise-wide and compliance-led projects involving regulatory change management, process improvements, data governance, automation initiatives, and technology enhancements.
• Monitor emerging risks and regulatory developments that may impact AML and OFAC compliance programs.
• Escalate identified compliance risks, control gaps, or potential regulatory violations in a timely manner, providing clear analysis and actionable recommendations.
• Maintain accurate and comprehensive records of investigations, analyses, and compliance activities in accordance with regulatory and company requirements.

• Bachelor's degree in Business, Finance, Accounting, Risk Management, Criminal Justice, Compliance, or a related field, or equivalent combination of education and experience.
• Minimum of five (5) years of experience in AML, OFAC, sanctions, financial crimes compliance, or related regulatory compliance functions.
• Experience supporting AML and OFAC programs within the insurance industry or another highly regulated financial services environment.
• Knowledge of life insurance products and associated financial crimes risks.
• Experience conducting AML investigations, sanctions screening reviews, customer due diligence, enhanced due diligence, risk assessments, controls testing, quality assurance reviews, and SAR filing activities.
• Strong understanding of AML and sanctions regulations, including:
• Bank Secrecy Act (BSA)
• USA PATRIOT Act
• FinCEN guidance
• OFAC regulations
• State insurance fraud and financial exploitation requirements
• Demonstrated experience analyzing large datasets and utilizing technology-enabled tools to identify and assess financial crimes risks.
• Excellent analytical, critical thinking, and problem-solving skills.
• Strong written and verbal communication skills with the ability to communicate complex compliance matters effectively to diverse audiences.
• Ability to manage multiple priorities and maintain attention to detail in a fast-paced environment.
• High degree of integrity, professionalism, discretion, and commitment to ethical decision-making.

• Experience working with high-net-worth clients, foreign national customers, and enhanced due diligence programs.
• Professional certification such as Certified Anti-Money Laundering Specialist (CAMS), Certified Financial Crime Specialist (CFCS), or equivalent.
• Experience supporting technology transformation, data analytics, or compliance automation initiatives.
• Familiarity with AML case management systems, sanctions screening platforms, and financial crimes monitoring tools.

• Advanced proficiency in Microsoft Office Suite, including:
• Excel
• PowerPoint
• Word
• Teams
• OneDrive
• SharePoint
• Experience with AML monitoring, investigations, sanctions screening, and case management systems preferred.
• Ability to utilize data analytics and reporting tools to support risk identification and compliance monitoring activities.

• Financial Crimes Risk Management
• Regulatory Compliance
• Investigation & Case Management
• Data Analysis & Risk Assessment
• Critical Thinking & Judgment
• Communication & Collaboration
• Process Improvement
• Stakeholder Management
• Ethical Decision-Making
• Attention to Detail