Portfolio Manager: Business Lending

## When it comes to putting people first, we're number 1. The number 1 Top Employer in South Africa. Certified by the Top Employer Institute 2026. ## Role Purpose/Business Unit: An exciting opportunity exists within an innovative Fintech team who serve the Small and Medium Enterprises (SME) industry. As part of the broader Vodacom Financial Services team guided by our financial inclusive strategy, we are looking for an experienced Portfolio or Product Manager to own our Unsecured Lending Business Term Advance product across the value chain through client insights, product enhancements, stakeholder engagement, and to be accountable for product profitability and overall performance. You will also own the Unsecured SME Lending product and marketplace strategy and execution under the VodaLend brand. ## Your responsibilities will include: * Manage Business Term Advance product day to day to deliver product performance and profitability. * Collaborate with cross-functional teams spanning Marketing, Sales, IT, and CX to scale the product so that the year-on-year growth targets are achieved; * Own the execution of the Unsecured Business Lending marketplace. * Create new features to enhance the VodaLend business value proposition and to ensure requisite scale is achieved. * Identify and manage potential third party product partners and negotiate commercial positions with them. * Provide insights to the broader team around innovation and developments within the Business Lending and Fintech industry, and setup business cases for evaluation on new ideas. * Daily, weekly and monthly product performance reports and occasional presentations to senior management team. ## The ideal candidate for this role will have: * Matric essential. * Relevant 3 or 4 year Business degree essential. * Minimum of 8 years’ experience within the Product development essential. * Fintech or Business Lending experience preferred. ## Core competencies, knowledge and experience: * Prior Business Lending product design and development experience is essential. * A detailed knowledge understanding of a the fast-paced fintech lending industry is essential. * Understanding of regulatory requirements essential. ## We make an impact by offering: * Enticing incentive programs and competitive benefit packages * Retirement funds, risk benefits, and medical aid benefits * Cell phone and data benefits, advantages fibre connection discounts, and exclusive staff discounts offered in collaboration with partner companies Closing date for Applications: 30 October 2026. The base location for this role is Midrand, Vodacom Campus. The company's approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply. Vodacom is committed to an organisational culture that recognises, appreciates, and values diversity & inclusion.