Commercial Loan Officer

Description

To process and underwrite member business loan applications, and make recommendations for approval or denial according to established loan policy; to develop member business loans and member business accounts through outside sales; and to provide ongoing analysis of existing member business loans and to make recommendations for action as needed.

Requirements

Understanding of loan products, polices, regulations, loan underwriting concepts and lending risks are required, including understanding and working knowledge of the following:

• Personal financial statements, Cash flows, financial spreads
• Business entity types
• Commercial loan forms including notes, titles, UCC forms, liens and lien perfection.
• Knowledge of construction and development loans, and associated processes