Senior BSA – BSA/AML & Financial Crimes Technology

The BSA is a senior-level subject matter expert responsible for providing business, functional, and analytical leadership supporting BSA/AML business stakeholders and technology teams, translating complex financial-crimes processes and requirements into effective business and technology solutions. The role provides expertise across BSA/AML investigations, case management, Suspicious Activity Reports (SARs), digital assets, blockchain and wallet-related financial crime considerations, AI-assisted analysis, and platform modernization/migration initiatives.

Key Responsibilities

• Serve as a senior BSA/AML subject matter expert supporting financial-crimes technology and business initiatives.
• Independently lead complex analysis, identify business and technology impacts, contribute to solution design, support testing and implementation
• Provide functional and subject matter expertise covering BSA/AML processes, investigations, alerts, cases, and regulatory reporting.
• Partner with BSA/AML Operations, Compliance, Technology, Product, Risk, and other stakeholders to analyze business needs and translate them into comprehensive requirements.
• Identify business, operational, regulatory, data, and technology dependencies associated with proposed changes.
• Provide guidance throughout requirements, design, development, testing, implementation, and post-production validation.

• Evaluate the downstream impact of changes across integrated applications, data sources, reporting, and operational processes.

• Develop and maintain working knowledge of financial-crime considerations associated with digital assets, blockchain technologies, and digital wallets.
• Support analysis of financial-crimes use cases involving blockchain-based transactions and digital-asset activity.
• Stay current with evolving digital-asset and financial-crimes trends relevant to assigned responsibilities.

• Lead requirements elicitation and analysis for BSA/AML technology initiatives.
• Develop clear and detailed Business requirements, Functional requirements, User stories, Process flows, Data requirements/mapping, Use cases and Test scenarios.
• Conduct impact and gap analyses for proposed system changes.
• Facilitate discussions to elicit business requirements and communicate requirements, risks, dependencies, and impacts clearly to technical and non-technical audiences.
• Identify and resolve missing, conflicting, or ambiguous requirements.
• Partner with technical teams for proposed solutions.
• Participate actively in Agile planning, backlog refinement, demonstrations, and implementation activities.

• Develop comprehensive business test scenarios and acceptance criteria.
• Partner with QA, automation testing and engineering teams to ensure tests adequately cover business requirements.
• Support functional, system-integration, regression, and user-acceptance testing.
• Assist with defect triage by analyzing business impact and expected behavior.
• Help establish traceability between requirements, development outcomes, test scenarios, data integrity, and implementation results.

• Analyze data and system behavior to support requirements, testing, troubleshooting, and production issue analysis.
• Work with technical teams to understand source-to-target data relationships and application dependencies.

• Coordinate effectively across multiple technology and business teams on complex initiatives.
• Demonstrate proficiency with AI tools and apply them responsibly to improve productivity and quality.
• Validate AI-generated results for accuracy, relevance, completeness, security, and alignment with established requirements before use.
• Identify appropriate opportunities to incorporate AI-assisted practices into existing analysis and testing processes.
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• Minimum of 6 years combined higher education and/or operational/business analytics experience in BSA/AML Domain

• BSA/AML
• Financial-crimes investigations
• Case management
• SAR-related processes and workflows
• Alert and case lifecycle
• Financial-crimes technology
• Business and functional requirements analysis

• Digital assets
• Blockchain
• Digital wallets

• Proficiency with AI-assisted tools

• Business impact analysis
• Gap analysis
• Data and functional validation
• Regression and UAT support
• Cutover and post-implementation validation

• Significant experience working with BSA/AML, financial-crimes, compliance, or supporting technology organizations.
• Banking or financial-services experience.
• Experience supporting enterprise BSA/AML or financial-crimes platforms.
• Demonstrated ability to operate independently on complex, cross-functional initiatives.
• Strong business and systems-analysis capabilities.
• Experience translating business requirements into actionable technology requirements.
• Strong analytical, problem-solving, and organizational skills.
• Experience working in Agile technology-delivery environments.
• Ability to communicate effectively with investigators, business stakeholders, Product Owners, developers, architects, testing teams, and technology leadership.
• Ability to analyze complex processes and clearly document requirements, dependencies, business rules, and expected outcomes.
• Experience working with business-critical applications and complex enterprise integrations.
• Knowledge of digital-asset and blockchain-related financial-crimes considerations.
• Hands-on experience with financial-crimes case-management solutions.