Life Insurance Specialist - Denver

Job Type:

Sales & Business Development 

• →Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location. 

• →Develop leads and prospects for new accounts through marketing activities such as phone calls, mailings, referrals, networking, website inquiries, and seminars. 

• →Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products. 

• →Achieve established sales goals. 

Product Knowledge & Sales Expertise 

• →Maintain thorough knowledge of product features, marketing techniques, and sales techniques. 

• →Use sound sales practices when working with customers. 

Customer Service & Relationship Management 

• →Respond to customer inquiries and problems. 

• →Build sales opportunities through customer engagement and follow-up. 

Operations, Compliance & Documentation 

• →Complete appropriate applications and forms. 

• →Follow internal processing procedures to ensure transactions comply with company policies and practices. 

• →Prepare reports documenting prospecting and sales activities. 

• →Maintain specified production standards and persistency levels for required products. 

Collaboration & Cross-Selling 

• →Work collaboratively with others in the Branch to reach business goals. 

• →Maximize leads, sales opportunities, and cross-sell opportunities. 

• →Assist Underwriting and Brokerage Departments in satisfying requirements. 

Education (include minimum education and any licensing/certifications):

• →High School Diploma or equivalent
• →Possession of valid State Life Sales licenses 
• →Ability to take and pass LUTCF, FSCP, or CLU coursework.
• →Maintain Life and Health licenses required to sell products.  
• →Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.

• Active valid State Life license

• Ability to take and pass LUTC or CLU coursework 

• Maintain Life and Health licenses required to sell products    
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products 

• High School diploma or equivalent 

• Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products 

• Experience selling intangible products 

Work Environment: Works in a temperature-controlled office environment. Ability and willingness to work irregular hours including evenings and weekends.  Limited travel required for community events, with exposure to road hazards and temperature extremes. 

• College level coursework
• LUTCF or FSCP certification
• Professional designations through the American College of Financial Services
• Strong knowledge of features and benefits of ACG’s comprehensive product portfolio
• Knowledge of ACG systems for policy sales, quoting, etc.

Primary Duties and Responsibilities (details of the basic job functions):

Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.  Through knowledge of various product features and marketing and sales techniques, achieve established sales goals.  Develop leads and prospect for new accounts through various marketing activities (outbound/inbound phone calls, mailings, referrals, networking, website, seminars, etc.) 

Prepare proposals, and close sales of Life, Health, Annuity, Membership, and Financial Services products.  Complete appropriate applications and forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices. Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities. Assist Underwriting and Brokerage Departments in satisfying requirements.  Respond to customer inquiries and problems and ensure sound-sales practices are used.  Prepare reports documenting prospecting and sales activities and maintain specified production standards and persistency levels for all required products.

• Works in a temperature-controlled office environment.  Ability and willingness to work irregular hours including evenings and weekends.
• Ability to work from remote/virtual environment (hybrid) with supervisor approval.
• Limited travel required, for community events, with exposure to road hazards and temperature extremes.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.  

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job.  This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements.  Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.