Securitization Lawyer

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MUFG is seeking an experienced structured products and securities law attorney to provide legal support to MUFG's Securitized Products ABS business across a broad range of asset classes and transaction types. The role will support registered, Section 4(a)(2) and Rule 144A offerings, collateralized loan obligations (CLOs), asset-backed commercial paper programs, warehouse and other asset-backed financing facilities, including CLO warehouses and structured trade receivables platforms.

The successful candidate will have a deep understanding of structured finance products, strong transactional and securities law experience, and the ability to provide proactive, practical and solution-oriented legal advice in a fast-paced business environment.

·        Serve as internal legal advisor on ABS transactions, including public and private securitizations, CLOs and related warehouse lending and other asset-backed financing facilities.

·        Review, draft and negotiate transaction documents, offering materials, engagement letters, fee letters and related documentation.

·        Identify, assess and manage legal and regulatory risks relating to ABS and CLO structuring, execution, marketing and disclosure.

·        Advise on transaction structuring, asset eligibility, risk retention, disclosure matters and applicable SEC, FINRA and other regulatory requirements.

·        Coordinate with outside counsel and internal stakeholders, including Compliance, Risk, Credit and relevant business teams, to ensure legal and regulatory alignment and timely transaction execution.

·        Support the development and implementation of new products, platforms and business initiatives across the structured finance space.

·        Monitor legal, regulatory and market developments affecting ABS, CLOs and structured credit markets, and advise the business on their implications.

·        Assist with legal due diligence, asset-level issues and transaction documentation arising in connection with warehouse lending and other financing facilities.

·        Provide thought leadership, training and practical guidance on emerging legal and market issues affecting securitization and structured credit.

·        Select, retain and manage external counsel, including oversight of legal fees and transaction-related legal spend, as appropriate.

·        J.D. from an accredited law school and admission in good standing to practice law in New York.

·        Minimum of six years of post-qualification legal experience, including at least four years at a leading law firm, investment bank or a combination of both.

·        Experience advising on ABS and CLO transactions, including Rule 144A, Section 4(a)(2) and registered offerings.

·        Experience with RMBS and CMBS transactions, including related financing, warehousing and capital markets transactions.

·        Familiarity with a broad range of underlying asset classes, including consumer, auto, equipment, trade receivables, mortgage-related assets and esoteric ABS.

·        Working knowledge of U.S. securities laws, including the Securities Act of 1933, the Securities Exchange Act of 1934 and the Investment Company Act of 1940, as applicable to structured finance transactions.

·        Familiarity with legal and regulatory requirements relevant to securitization and structured finance, including risk retention, Regulation AB, broker-dealer requirements and the Volcker Rule.

·        Demonstrated experience with asset-backed warehouse facilities, CLO warehouses and related credit documentation.

·        Strong drafting, negotiation and transaction-management skills, with the ability to manage complex transactions and cross-functional teams under tight timelines.

·        Ability to analyze complex or unfamiliar structures, identify material legal and regulatory issues, and develop practical strategies to address them.

·        Prior in-house experience at a financial institution is preferred but not required.

·        Commercial mindset and the ability to assess legal risk in the context of business objectives.

·        Excellent judgment and problem-solving skills, with a proactive, practical and solutions-oriented approach.

·        Strong interpersonal and relationship-building skills, with the ability to work collaboratively across Legal, Compliance, Risk, Credit and business teams.

·        Effective communicator who can distill complex legal concepts into clear, actionable guidance.

·        High degree of integrity, professionalism, accountability and attention to detail.

·        Ability to manage a high volume of work, competing priorities and tight deadlines with minimal supervision.

·        Ability to remain calm, responsive and effective under pressure.

The typical base pay range for this role is between $170K - $220K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary