AVP Lending

Description

At Houston Police Credit Union, we believe our people are at the heart of everything we do. We’re proud to serve our members and our community, and we’re looking for talented individuals who share our commitment to Integrity, Service, and Teamwork.

Under the strategic direction of the Chief Lending Officer, oversees the Credit Union’s Mortgage Lending, Consumer Lending, and Collections departments. Ensures that lending and collection activities meet members’ needs, comply with applicable laws, regulations, and organizational policies, and are administered in a manner that effectively manages credit, operational, and compliance risk. Develops, recommends, and oversees the implementation of lending policies, products, processes, and strategies that support the Credit Union’s financial and strategic objectives.

5 to 10 years of progressively responsible experience in credit union or banking lending, including management experience leading teams and developing managers. Demonstrated knowledge of Consumer Lending, Mortgage Lending, Underwriting, Credit Administration, and Collections, including delinquency management and loss mitigation. Experience exercising lending authority, monitoring portfolio quality, improving operational efficiency, and managing departmental performance is required. Experience with the Origence Loan Origination System is preferred.

Relevant Bachelor’s degree or equivalent combination of education and experience

A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.

Effectively monitors the performance of managers and other direct reports across assigned departments. Regularly documents coaching, performance feedback, and progress toward established expectations. Demonstrates the ability to lead cross-functional projects and serves as project manager for the implementation of new lending products, services, system enhancements, and process improvements.

Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.