Product Manager – Auto Lending Pricing & Decision Platforms

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

• →Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field.- Required

• 9+ Years Related work experience. - Required.

• Strong understanding of Auto Finance regulatory requirements and their impact on pricing, decisioning, and originations products.
• Demonstrated experience in Auto Finance pricing, credit decisioning, and originations platforms, including loan and lease products.
• Proven understanding of the product development lifecycle within regulated financial services.
• Strong analytical skills and financial acumen, with the ability to assess pricing, credit risk, and profitability impacts.
• Demonstrated ability to develop strategic product plans and define a clear course of action to drive portfolio growth and returns.
• Self-starter with a forward-thinking mindset and strong ownership mentality.
• Ability to translate complex credit, pricing, and regulatory requirements into scalable product features.
• Strong communication skills with the ability to engage internal teams, dealer-facing partners, and executive leadership.
• Experience working within Agile and SDLC frameworks in a financial services environment.
• Demonstrates integrity and professionalism when interacting with stakeholders at all levels.
• Excellent verbal, written, and interpersonal communication skills.
• Strong project and stakeholder management capabilities.
• Experience with both Waterfall and Agile delivery methodologies.
• Hands-on experience with Agile Scrum practices (Daily Standups, PI Planning, Sprint Planning, Sprint Reviews, and Retrospectives).

• Product Management certification — Preferred.

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience with Auto Finance decision engines, pricing models, and origination platforms.
• Proficiency with Microsoft Office products.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.