7d ago

Legal Manager_CREDIT CARD_0233_4673_1099259_HRR

India·Chandigarhmid

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Quick Summary

Key Responsibilities

Ensure all credit card hardship, settlement, and customer assistance operations strictly follow Reserve Bank of India (RBI) guidelines and internal bank policies.

Requirements Summary

A Bachelor of Laws (LLB) degree or equivalent legal qualification. Experience: Varies by level (typically ranging from mid-level to senior roles requiring several years of experience in banking laws,

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Responsibilities

~1 min read

→Regulatory Compliance: Ensure all credit card hardship, settlement, and customer assistance operations strictly follow Reserve Bank of India (RBI) guidelines and internal bank policies.
→Legal Documentation & Review: Handle legal documentation, notices, agreements, and correspondence related to credit card hardship cases and account restructuring.
→Risk & Dispute Mitigation: Provide legal guidance to the Hardship Assistance Unit to identify, assess, and mitigate operational and legal risks.
→Cross-Functional Coordination: Work closely with the collections, credit, risk, and operations teams to ensure lawful practices during debt resolution.
→External Counsel Management: Coordinate with external advocates or legal entities whenever required for contested matters or escalations.

Requirements

~1 min read

Education: A Bachelor of Laws (LLB) degree or equivalent legal qualification.
Experience: Varies by level (typically ranging from mid-level to senior roles requiring several years of experience in banking laws, retail assets, or credit/risk compliance).
Core Skills: Strong knowledge of Indian banking/credit card regulations, contract law, dispute resolution, analytical thinking, and stakeholder management.