Vice President, Commercial Real Estate

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

 

Let’s talk about how you can find your place here at Stifel, where success meets success.

 

The Vice President, Commercial Real Estate is responsible for identifying, structuring, closing, monitoring, and servicing commercial real estate loan opportunities. The VP manages a portfolio of commercial real estate relationships and is responsible for ensuring that all loan decisions, actions, and recommendations are based on a thorough understanding of each customer's financial needs, market conditions, and creditworthiness, while complying with all applicable laws, regulations, and Stifel Bank policies.

 

• Evaluate, analyze, underwrite, and recommend various types of commercial real estate loans for approval.
• Analyze financial statements, assess borrower creditworthiness, and develop cash flow models to support commercial lending opportunities.
• Manage the documentation process and assist in negotiating loan agreements and other credit-related documentation to facilitate closing.
• Prepare ongoing credit evaluations, financial statement analyses, annual reviews, risk ratings, and regulatory reporting requirements.
• Monitor and report on the financial performance and credit quality of an assigned loan portfolio.
• Develop and maintain client relationships and identify opportunities for portfolio growth.
• Partner with internal stakeholders, including Credit Administration, Loan Operations, Risk Management, and other Stifel divisions, to effectively manage transactions and client relationships.
• Provide guidance and support to analysts and junior associates while fostering professional development.
• Participate in special projects and other commercial lending initiatives as needed.

• Understanding of and commitment to compliance with all banking regulations and internal policies.
• Strong knowledge of financial statement analysis, credit analysis, and commercial real estate underwriting.
• Working knowledge of commercial lending practices and applicable regulatory requirements, including OCC and FDIC guidance.
• Strong written and verbal communication skills with the ability to effectively interact with borrowers, banking partners, attorneys, and internal stakeholders.
• Ability to identify issues, assess risks, and develop practical solutions.
• Strong business acumen with the ability to collaborate effectively across departments.
• Proven ability to manage multiple priorities and deadlines in a fast-paced environment.
• Strong relationship management and business development skills.

• Minimum Required: Bachelor's Degree in finance, accounting or another business-related field.
• Minimum required: 5+ years' of related work experience in corporate/commercial lending, debt capital markets, finance, or accounting.

• Minimum Required: None

• Proficient in Microsoft Word, PowerPoint, Outlook and advanced knowledge of Microsoft Excel.

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

 

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.

 

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

 

Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law.  If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

 

Stifel is an Equal Opportunity Employer.