Product Manager, Payout Rails

IndiaRemoteFull-timemid

Product ManagementProduct Manager

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Quick Summary

Overview

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Product Manager, Payout Rails based in India. As a Product Manager,

Technical Tools

Product ManagementProduct Manager

As a Product Manager, Payout Rails, you will shape the infrastructure that enables seamless cross-border payments across global markets. You will own the strategy and roadmap for payout connections to banks, digital wallets, and payment aggregators worldwide. Working closely with engineering, solutions, compliance, operations, and commercial teams, you will turn complex partner requirements into scalable product solutions. You will identify opportunities to improve payment speed, cost efficiency, coverage, and reliability. Through data-driven decisions and continuous product improvements, you will help optimize the movement of money across international payment networks. This is an opportunity to take ownership of a critical product area within a collaborative, technology-driven environment.

Own and develop the payout rails product roadmap, prioritizing new payment corridors, payout methods, and strategic partnerships based on transaction volumes, costs, and customer demand.
Analyze each corridor and payout method, assessing market potential, partner pricing, transaction speed, coverage, conversion rates, and overall performance.
Collaborate with Solutions Engineers to translate partner API specifications into clear platform requirements and determine which capabilities should be standardized versus customized for individual partners.
Work closely with engineering teams to define product requirements, support implementation, and ensure scalable integrations across different payment networks.
Establish performance metrics for payout rails, implement appropriate tracking and monitoring mechanisms, and use insights to guide product decisions.
Identify recurring challenges affecting partners and operational teams, translating them into product improvements that address root causes and enhance efficiency.
Coordinate with compliance, operations, commercial, and external partners to ensure successful delivery and ongoing optimization of payout solutions.
Balance business priorities, customer needs, and technical constraints while making evidence-based roadmap and resource allocation decisions.

Requirements

~1 min read

Minimum of 5 years of product management experience in payments, fintech, or banking, including at least 2 years working on payment products, payout solutions, or partner integrations.
Strong understanding of payment rails and financial messaging standards, including ISO 20022, instant and deferred batch clearing, alias and account resolution, settlement, and clearing processes.
Practical knowledge of REST APIs, JSON, authentication protocols such as OAuth 2.0 and mutual TLS (mTLS), webhooks, and idempotency.
Ability to interpret partner API documentation, technical specifications, and raw request and response traces, translating technical information into actionable product requirements.
Proven experience managing product roadmaps, prioritizing initiatives against limited engineering resources, and making commercially sound decisions supported by data.
Demonstrated ability to lead initiatives involving engineering, commercial stakeholders, operational teams, and external partners.
Excellent written and verbal communication skills, with the ability to adapt product requirements and updates for technical teams, business stakeholders, partners, and executives.
Strong analytical thinking, problem-solving abilities, and a proactive approach to identifying and resolving recurring operational challenges.
Ability to communicate effectively across multidisciplinary and geographically distributed teams while maintaining ownership of product outcomes.