Credit Analyst (Open for Fresh Grads)

Funding Societies is the largest unified SME digital loans platform in Southeast Asia. It is licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam. The FinTech company provides THB35 billion annually in business loans to small and medium-sized enterprises (SMEs).

In Thailand, we operate under a debt-crowdfunding license granted by the Securities and Exchange Commission (SEC) and also provide direct lending services to SMEs. Our mission is to uplift societies in Southeast Asia by creating financial opportunities for everyone. We are committed to solving the SME financing gap in the region while providing convenient and short-term fixed-income investment options to individuals and institutions.

• →Evaluating credit applications using FS proprietary platform which supplements traditional financial data with third party data
• →Analyze macro-economic, industry and market data impact on assigned product portfolio.
• →Recommend, develop, and implement credit rating models and management processes for SME borrowers and ensure a robust rating and pricing framework
• →Balance Credit Risk and Business Risk to make educated and well-informed decisions
• →Perform data management and maintenance required to support the needs, integrity and performance of SME credit portfolio management and related risk framework and methodologies, including forward-looking view of the portfolio
• →Take special projects from time to time to help in achieving the company’s strategic goals.
• →Participate actively in team meetings and contribute to improvement of credit processes

• SME lending underwriting experience of at least 1 years preferred