Sr. Analyst Compliance Monitoring

Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves. Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation. Find competitive benefits from financial and education to well-being and beyond at https://corporate.target.com/careers/benefits.

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.

A role in Financial Products & Services (FPS) means joining a high-impact team that designs and manages Target’s financial offerings—like Target Circle Card, Gift Cards, and Payments—to deliver intuitive, rewarding, and trusted experiences. You’ll drive transformation through innovation, digital engagement, and strong cross-functional collaboration, directly influencing enterprise strategy and Guest loyalty. From shaping strategy to managing P&Ls, your work helps position Target as a destination for simple, smart, and accessible financial solutions.

As a Senior Analyst, Compliance Monitoring, you will execute aspects of the FPS Regulatory Compliance Monitoring Program including:

• Develop, execute, and document complex and efficient compliance testing and monitoring programs that analyze the Target Circle Card debit and credit card operational and business processes and initiatives.
• Use data analytics, calculations and statistical analysis to proactively identify potential gaps in operational processes and controls, ensure the accuracy of the system of record, recommend corrective action, and communicate compliance deficiencies and potential problems to management and impacted partners. 
• Collaborate in the development and implementation of business decisions that lead to compliance and operational control improvements.

In this role, you will build strong relationships, communicate effectively across partners, and influence outcomes through data-driven insights and thoughtful problem solving. You will operate with curiosity and an enterprise mindset, incorporate diverse perspectives, and continuously develop your expertise while delivering high-quality work that advances team and business results.

Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.

About you:

• 4-year college degree with equivalent experience (3-6 years) in legal, regulatory, compliance and/or related operational areas.
• Organizational and communication skills to effectively balance multiple monthly monitoring tests.
• Ability to clearly identify and isolate regulatory issues from complex operational processes, collaborate and discuss with compliance and business partners to determine root causes, and remedial actions.
• Ability to collaborate and facilitate work across various teams, manage relationships in order to report findings to leadership and other stakeholders for awareness and follow-up action.

This position will operate as a Hybrid/Flex for Your Day work arrangement based on Target’s needs. A Hybrid/Flex for Your Day work arrangement means the team member’s core role will need to be performed both onsite at the Target HQ MN location (Tuesday & Wednesday) the role is assigned to and virtually, depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target. Click here if you are curious to learn more about Minnesota.

In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to candidate.accommodations@HRHelp.Target.com. Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.