Senior Manager, Wealth & Insurance Compliance, Compliance Programs and Transformation (5136)

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Reporting to the Vice President, Wealth and Insurance Compliance, the Senior Manager, Wealth & Insurance Compliance, Compliance Programs and Transformation is a senior Compliance leader responsible for managing and coordinating centralized Compliance programs, Regulatory Compliance Management (RCM) activities, and regulatory risk oversight across TD Wealth and TD Insurance businesses.

The role is accountable for maintaining an effective, risk-based Compliance program that is aligned with the Enterprise Regulatory Compliance Management Framework, regulatory expectations, and TD's strategic priorities.

Accountabilities adhere to the TD Compliance Department Mandate and are executed in accordance with key Compliance Program elements and processes established within the Enterprise Regulatory Compliance Management Framework.

• Manage and coordinate Wealth and Insurance Compliance oversight of centralized programs and second line functions, including Regulatory Compliance Management (RCM), Risk and Control Self-Assessments (RCSA/RCRA), Regulatory Change Management, Monitoring & Testing, Training, Governance, Issues Management, GRIC, Reporting, Data Management, and related enterprise initiatives.
• Oversee and manage regulatory risk activities across Wealth and Insurance businesses by leading Compliance assessments of the regulatory risk management environment and compliance program effectiveness, with appropriate escalation to the Vice President and applicable Chief Compliance Officers.
• Lead the development, implementation, maintenance, and enhancement of Wealth and Insurance Compliance oversight programs to ensure ongoing alignment with Enterprise standards and evolving regulatory expectations.

• Manage and support execution of Compliance department strategic priorities, ensuring alignment of Wealth and Insurance Compliance programs with enterprise priorities, business objectives, and regulatory risk outcomes.
• Assess governance, procedures, controls, reporting, and supporting infrastructure that facilitate execution of the Enterprise RCM Framework and fulfillment of the Compliance mandate.
• Oversee the development, maintenance, implementation, and continuous improvement of Compliance policies, procedures, and program documentation, including applicable Compliance Manuals.
• Support annual Compliance self-assessments and RCM assessments that contribute to Chief Compliance Officer opinions and Enterprise reporting requirements.
• Support governance, reporting, and escalation through Compliance governance forums, including preparation of materials, insights, and recommendations on Compliance program effectiveness, regulatory risk themes, and emerging issues.
• Support regulatory exams processes and audit management

• Oversight of regulatory filings and reporting
• Maintain practices and procedures that effectively identify, assess, monitor, report, and manage regulatory compliance risks.

• Provide independent oversight and challenge regarding regulatory compliance and conduct risk management across Wealth and Insurance businesses.
• Lead Compliance assessments of business control environments and monitor emerging regulatory risks, industry developments, and conduct risk trends.
• Oversee and coordinate issue identification, escalation, remediation, validation, and reporting activities, escalating material matters to the Vice President and applicable Chief Compliance Officers.
• Support development and ongoing monitoring of Compliance Risk Appetite measures and associated reporting.
• Where assigned, lead or oversee remediation initiatives impacting Wealth, Insurance, or broader Compliance programs.
• Support the preparation of executive, Board, and committee reporting related to regulatory developments, compliance risks, conduct risks, and program effectiveness.

• Lead continuous improvement initiatives for Wealth and Insurance Compliance through technology enablement, automation, enhanced data analytics, process simplification, and operational modernization.
• Champion innovative approaches to monitoring, testing, regulatory change management, governance reporting, and risk oversight.
• Act as a subject matter leader across Compliance in addressing complex regulatory issues, emerging risks, and strategic challenges.
• Develop and maintain strong relationships with leaders and key partners across Wealth, Insurance, Compliance, Risk, Legal, and Corporate functions.

• Translate Compliance department strategic priorities into actionable plans, deliverables, and operating routines that strengthen program effectiveness, governance discipline, and execution consistency.

• Lead and develop a high-performing team of Compliance professionals.
• Foster a culture of accountability, collaboration, inclusion, innovation, and continuous improvement.
• Build organizational capability through coaching, development, succession planning, and knowledge sharing.
• Participate in relevant Compliance leadership forums and support enterprise-wide Compliance priorities and initiatives.

• Provide leadership support for Compliance policy and procedure governance, including clear ownership, periodic review, change management, and effective communication of requirements across Wealth and Insurance Compliance.

• Provide guidance and effective challenge on regulatory compliance and conduct risk management practices.
• Support the development of strong compliance culture and risk management capabilities.

• Provide trusted, objective advice on regulatory change, risk management, remediation strategies, and emerging regulatory issues.
• Support development of practical and sustainable risk management solutions.

• Coordinate on training, investigations, employee conduct matters, and talent management initiatives where appropriate.

• Support and influence Compliance culture, capability development, strategic priorities, and organizational effectiveness.

• Coordinate with Compliance Leadership on GRIC priorities, policy and procedure governance, and execution of department-wide strategic initiatives.

• Effectiveness and maturity of Wealth and Insurance Compliance programs.
• Effective execution of Enterprise RCM Framework requirements.
• Operation within approved Compliance Risk Appetite.
• Timely identification, escalation, and remediation of regulatory compliance issues.
• Effective coordination and support of regulatory examinations, inquiries, and reviews.

• Delivery of Monitoring & Testing and centralized program objectives.
• Timely execution of strategic initiatives and transformation programs.
• Enhanced efficiency through automation, analytics, and process improvements.

• Effective delivery of Compliance department strategic priorities, GRIC commitments, and policy and procedure governance objectives.

• Strong partnerships with business, regulators, and functional partners.
• Timely and effective regulatory engagement.
• High-quality governance reporting and risk insights.

• Employee engagement and talent outcomes.
• Succession readiness and capability development.
• Attraction, retention, and development of diverse, high-performing talent.

• Day-to-day management and coordination of assigned centralized Compliance programs and second-line oversight activities, within delegated authority.
• Coordination and execution of Compliance self-assessments and RCM program assessments, including escalation of material conclusions for approval.
• Day-to-day management of the Compliance regulatory change management program.
• Assigned Compliance governance, monitoring, testing, reporting, controls, issue management, and data governance processes, within established frameworks and delegated authority.
• Delivery of assigned Compliance program transformation and effectiveness initiatives.

• Coordination of the governance and maintenance of Compliance policies, procedures, and manuals, including the Compliance Operations Manual and applicable Compliance Manuals.
• Preparation and coordination of Compliance program reporting, issues, themes, and strategic priority updates within delegated authority.

• Business decisions involving compliance and conduct risk considerations.
• Compliance Risk Appetite implementation and reporting.
• New business initiatives, product changes, strategic transformations, and regulatory change implementation.
• Recommendations on Compliance resource needs and priorities across Wealth and Insurance Compliance.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.