Business Analyst – Payments

Business Analyst – Payments Domain
Experience
• 6–10 years of overall experience, with at least 4+ Years of relevant hands-on experience in the Payments domain.
• Proven experience as a Business Analyst in payments implementation and transformation programs.
• Candidates must have direct Payments domain experience. Profiles with only adjacent banking or financial
services experience, without hands-on Payments expertise, will not be considered.
Mandatory Skills
1. Payments Domain Expertise
• Strong Subject Matter Expert (SME) in the Payments Domain with a deep understanding of end-to-end payment
processing, payment lifecycle, and payment operations.
• Broad Payments domain experience beyond MT-to-MX migration projects, with exposure to Payment Hub
modernization, clearing integration, and payment processing initiatives.
2. Payment Hub & System Integration
• Hands-on experience with Payment Hub/Payment Orchestration platforms, including integration with upstream
and downstream banking/payment systems.
• Strong understanding of payment system integrations, API/service-based architectures, message
routing/orchestration, and collaboration with business, operations, product, and technology teams throughout
the implementation lifecycle.
3. Payment Messaging Standards
• Strong knowledge of payment messaging standards, including ISO 20022 (MX) and SWIFT MT message formats,
with experience in message mapping, validation, and transformation.
4. Clearing & Payment Rails
• Proven experience working with clearing schemes and payment rails such as RTGS, ACH, NACH, UPI, NEFT,
FPS, SEPA, or equivalent regional clearing systems.
5. Business Analysis & Delivery
• Proven experience in requirements gathering, business process analysis, solution design, testing, and
stakeholder management for payments implementation and transformation programs.
• Experience in defining functional requirements, business rules, message flows, exception handling,
reconciliation processes, and integration specifications for payment systems.
Preferred Skills
• Experience with payment hub products such as Finastra, FIS, Volante, Temenos, Fiserv, ACI, or similar payment
processing platforms