Financial Analyst

The Financial Analyst supports Cinch's FP&A, Reporting and General & Administrative functions by delivering accurate financial reporting, thoughtful analysis, and practical business insights. This role combines core FP&A responsibilities with month-end and accounting support to help business leaders understand performance, manage expenses, improve forecasts, and make informed decisions that contribute to profitable growth.  Additionally, this individual will assist with Claims calculations and reporting as well as Claims Operations as needed.

The Financial Analyst works closely with Finance and cross-functional partners to analyze results, prepare budgets and forecasts, support the financial close, and strengthen reporting processes. The role also helps build team capacity and continuity by documenting processes, cross-training critical activities, and applying current analytical automation, and approved AI-enabled tools to improve speed, accuracy, and insight.

• Provide financial support to G&A leaders, developing an understanding of key business drivers, operating trends, expenses, and performance outcomes.
• Analyze actual results against budget, forecast, prior year, and business expectations; identify underlying drivers, risks, opportunities, and recommended actions.
• Prepare clear financial analyses, reports, and presentations that translate data into practical insights for Finance and business stakeholders.
• Partner cross-functionally to evaluate initiatives, operating decisions, productivity opportunities, and other business needs through sound financial analysis.
• Respond to routine and ad hoc requests with timely, accurate, and decision-useful information.
• Provide required support to Claims calculations and analyses and Claims Operations

• Support the annual budget, periodic forecasts, and long-range planning processes for assigned functions, including expenses, headcount, claims-related costs, and other key drivers.
• Maintain financial models, assumptions, schedules, and supporting documentation used in planning and forecasting.
• Produce monthly reporting packages that include key metrics, financial results, variance explanations, and forward-looking risks and opportunities.
• Support monthly business reviews and other leadership updates by preparing accurate analyses, exhibits, and commentary.
• Monitor performance trends and develop reporting that improves visibility, accountability, and forecast accuracy.

• Support month-end close activities, including accruals, reclassifications, reconciliations, financial statement review, and analysis of actual results versus plan.
• Reconcile financial and operational data, research discrepancies, and coordinate with Accounting and business partners.
• Provide back-up coverage for critical day-to-day and month-end finance activities to reduce single-point-of-failure risk across the team.
• Maintain accurate records, source documentation, model controls, and audit-ready support for assigned analyses and transactions.
• Apply GAAP, company policies, and established review procedures when preparing financial information and recommendations.

• Use Excel, financial systems, business-intelligence tools, and other data sources to collect, validate, analyze, and visualize financial and operational information.
• Identify opportunities to streamline, standardize, and automate recurring analyses, reconciliations, reporting, and planning workflows.
• Use approved AI-enabled tools to accelerate analysis, identify patterns, improve productivity, and strengthen business insights; validate outputs and protect confidential information in accordance with company policy.
• Document key processes, assumptions, and procedures and participate in cross-training to strengthen team capacity, knowledge transfer, and business continuity.
• Model Cinch's values through collaboration, transparent communication, accountability, continuous learning, and a solutions-focused approach that contributes to a winning culture.
• Perform other duties as assigned.

• Bachelor's degree in Finance, Accounting, Economics, Business Analytics, or a related field required.
• 3+ years of relevant experience in corporate finance, FP&A, accounting, business analytics, or a related discipline.
• Working knowledge of financial statements, month-end close processes, reconciliations, budgeting, forecasting, variance analysis, and GAAP.
• Experience supporting claims, operations, G&A, insurance, warranty, home services, consumer services, or another transaction-based business preferred.
• Advanced Microsoft Excel skills and proficiency with PowerPoint required.
• Experience with financial and reporting systems such as Oracle, Hyperion, MicroStrategy, Power BI, Tableau, or similar platforms preferred.
• Experience with financial modeling, scenario analysis, data visualization, process automation, or AI-enabled analytical tools preferred.

• Strong analytical, problem-solving, and critical-thinking skills with careful attention to accuracy and detail.
• Ability to interpret financial and operational data, identify meaningful trends, and communicate findings clearly to business stakeholders.
• Strong organization and time management, with the ability to manage multiple priorities and meet recurring deadlines.
• Collaborative and customer-focused approach, with the confidence to ask questions, challenge assumptions constructively, and recommend solutions.
• High level of ownership, accountability, integrity, curiosity, and follow-through.
• Ability to learn new business areas, systems, and processes quickly and work effectively in a fast-paced, changing environment.

• Accurate and timely completion of assigned forecasts, reporting, close support, reconciliations, and analyses.
• Clear insights that help Channel and G&A leaders understand performance and make better operating and resource decisions.
• Improved forecast accuracy, expense visibility, reporting quality, and accountability for assigned business areas.
• Documented processes and effective cross-training that reduce single-point-of-failure risk and improve continuity across the Finance team.
• Increased efficiency through standardized, automated, and AI-enabled workflows with appropriate validation and controls.
• Strong cross-functional relationships and consistent contribution to a collaborative, accountable, and winning culture.