B2B Portfolio Risk Manager

Ncr - Wgcmid

Finance & AccountingRisk Manager

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Quick Summary

Overview

Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful,

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Finance & AccountingRisk Manager

Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!

Responsibilities

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Perform credit risk management functions on commercial lending portfolios
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Lead and develop a group of B2B portfolio risk analysts
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Recommend policy changes to address commercial lending portfolio deterioration
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Track performance against benchmark and measure impact of implemented strategies
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Identify shifts in market/merchant behavior to create growth opportunities

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Knowledge of credit risk principles and data analytics to influence data driven decisions in managing portfolio quality
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SQL and data management skills should be helpful in ensuring efficiency in tasks and in assisting other teams
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Knowledge on financing policies and regulations.

Identify potential issues in the portfolio and engage necessary parties to minimize impact
Recommend strategies/actions to support business goals while ensuring portfolio quality is maintained
Generate credit risk related reports to monitor portfolio quality
Perform adhoc analysis as required

Internal Customers: Role ensures that business goals are met by increasing good receivables and maintaining profitability. Balancing risk and reward ensures that business growth is sustainable and is aligned with providing financial services to all markets.
External Customers: Data driven approach helps in identifying the right product (right pricing, right loan amount, right construct) for various market segments to help customers in addressing their financial needs.

By making sure that financial losses are kept within budget and growth opportunities are maximized, financials of the products should be kept at a healthy state.

Knowledge of coding and handling large amounts of data contributes to minimizing having manual approaches and having processes that can keep up with business demands.

The role will have multiple exposure to various teams within the lending space and the overall GCash environment. Working on lending strategy will be in close coordination with product teams, operations, credit analytics, and the leadership team. This presents a wide learning opportunity to expand knowledge beyond credit risk and appreciate how the business runs as a whole.

What We Offer

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Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package