Commercial Loan Officer - Tucson

Promote Credit Union loan products and services to small and medium-sized businesses throughout the community. Provide assistance and training to branch team members in areas related to commercial lending. Loan sizes for this position can range up to $10MM unless an existing relationship has been established and/or manager’s approval is granted. Provide mentorship to less experienced Commercial Loan Officers and Business Loan Officers.

• →Take a leadership role in representing the Credit Union to the local small business market to build awareness, brand image, credibility, and new business.
• →Actively participate in community business organizations and events.
• →Be responsible for generating and servicing a wide variety of small business loans. Contributes to deposit growth by cross selling and promoting additional credit union products.
• →Requires skills and experience in applicant interviewing and perceptive character judgment, loan structuring, credit analysis, and monitoring credit performance.
• →Coordinate and participate in joint calls with Business Relationship Officers, Private Client Officers, Wealth Management Officers, and other team members.
• →Aggressively seek and obtain quality new business from existing clients, prospecting calls, referrals, and cross selling efforts.
• →Build referral network of commercial realtors, CPAs, business brokers, and other business professionals.
• →Refer SBA 7a, and USDA B&I loans to the SBA Loan Officer(s).
• →Maintain in-depth product knowledge of all business services; provide quality referrals for business loans, merchant services, Preferred Pay, and other business and personal banking products.
• →Visit assigned branches monthly and cross-train team members as part of sales efforts; may conduct formal training on products and sales techniques.
• →When possible, bring junior loan officers on outside sales and join them on their calls to help mentor and train.
• →Assist Credit Union with collection efforts on delinquent business loans as needed.
• →Other duties as assigned.

• Bachelor’s degree or equivalent experience.
• Three to six years commercial banking experience.
• Knowledge of commercial lending and commercial credit analysis required.
• Ability to structure loans and monitor credit performance.
• Ability to work independently, under pressure, and organize tasks for optimal performance.
• Excellent communication, relationship building, and sales skills.

• Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.).
• Sit for extended periods of time.
• Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc.
• Repetitive motion using wrists, hands, and fingers.
• Reach keyboards.
• Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).

• Must take pride in the department and the credit union, always meeting and exceeding member’s expectations.
• Must be professional and courteous in manner, with a focus on attendance, quality, and quantity of work performed.
• Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by ICCU.