Field Sales Officer - Loan Against Property Bangalore

India·Bengalurumid

OtherField Sales

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Quick Summary

Overview

About Company: KreditBee is India’s largest fintech lending platform with a current monthly disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers.

Technical Tools

fintech

About Company:

KreditBee is India’s largest fintech lending platform with a current monthly disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.

Job Role and Responsibilities:

Scouting for LAP loan leads
Collecting documents from customer and submitting it at nearby branch
Explaining all Loan related processes and charges to customer
Clearly communicating all loan related charges to customers
Responsible for acquiring business of LAP(Loan Against Property) Business Loans product at locations and 100 % collection at Each and every month.
Accountable for achieving provided targets for locations.
Ensuring Branch as well as Team Targets for the Loan products and increasing sales products to enhance the profitability.
To analyzing the market including competitors and consumers
To Provide Business Loan/ Loan Against Property to Customers.
Monitor and track implementation of defined processes.
Direct and co-ordinate the various marketing/sales/relationship building activities.
Review and approve loan application documents
Manage the loan origination process
Provide customer service to borrowers
Manager day to day operations of branch
Manage Admin of the particular branch
Follow SOPs for loan documents collection and storage

Competencies:

Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties.

Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive.

Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority.

Minimum Experience :

3 years Preferably in the fintech / Banking department.

Educational qualification:

Graduation / Post Graduation