FINANCIAL NON-DEPOSITORY EXAMINER (FINANCIAL NON-DEPOSITORY EXAMINER TRAINEE)

Introduction

The Office of Financial Regulation Mortgage Supervision Unit is looking to hire a Financial Non-Depository Examiner Trainee to join our team. A Financial Non-Depository Examiner Trainee is the entry level of financial examination work.\r\n\r\n\r\n\r\n

GRADE

STD0014

LOCATION OF POSITION

�100 S. Charles Street, Baltimore, MD 21201\r\n

Main Purpose of Job

To examine/investigate all areas of licensed non-depository financial services providers for compliance with laws and regulations, to protect the general public by ensuring licensees engage in safe and sound financial services activity in a lawful, honest, fair, and efficient manner, and promote integrity and confidence in the financial services industries regulated by the Commissioner of Financial Regulation. A Financial Non-Depository Examiner is an examiner position that may, in management's discretion, work remotely in accordance with the Agency's telework policies.\r\n

POSITION DUTIES

Duties of this person include, but are not limited to:\r\n\r\n\r\n\r\n\r\n Interacting with representatives of financial institutions, including participating in the examination/investigation, requesting information and documentation, requesting explanations as to business activity, procedures and policies, assisting in an end of examination/investigation exit interview, and assisting in resolving�examination/investigation findings.�\r\n Learns to review of books and records of financial institutions to ensure compliance with federal and state laws and regulations.�\r\n Learns to analyze for adequacy, legal requirements and suitability documents and information related to financial services transactions, including loan documents, financial services agreements, disclosures, databases and pivot tables.\r\n\r\n\r\n\r\n

MINIMUM QUALIFICATIONS

Experience: Four years of regulatory, investigatory, managerial or professional experience in the financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or State or federal experience regulating the above industries or in law enforcement.\r\nNote: Candidates may substitute the possession of a Bachelor's degree from an accredited college or university including or supplemented by a total of 24 credit hours in business administration, finance, economics, law, criminal justice or accounting for the required experience. These credit hours must include a minimum of 6 credit hours in either accounting or auditing.\r\n

DESIRED OR PREFERRED QUALIFICATIONS

Preference will be given to applicants�who possess the following preferred qualification(s).�Include clear and specific information on your application regarding�your qualifications.\r\nBachelors degree in accounting, finance, business administration, or economics.\r\nExperience analyzing financial statements and/or records\r\nKnowledge of Maryland non-depository institutions, mortgage lending, and mortgage servicing.\r\n

LICENSES, REGISTRATIONS AND CERTIFICATIONS

Employees in this classification may be assigned duties which require the operation of a motor vehicle. Employees assigned such duties will be required to possess a motor vehicle operator’s license valid in the State of Maryland. \r\n

SPECIAL REQUIREMENTS

Employees in this classification may be required to attend advanced formal training classes. The purpose of this training is to maintain professional job specific proficiency and current knowledge. Some training classes are out-of-State and may require overnight stays.\r\n\r\n\r\nAll candidates are subject to a background check against files\r\nmaintained by the Division of Unemployment Insurance (LABOR/DUI) to determine\r\nwhether any monies are owed to LABOR/DUI as a result of unemployment\r\noverpayment/fraud. Any unpaid debt may have an impact on whether or not a\r\ncandidate is offered employment.\r\n\r\n\r\n

SELECTION PROCESS

Please make sure that you provide enough information on your\r\napplication to show that you meet the qualifications for this recruitment. All\r\ninformation concerning your qualifications must be submitted by the closing\r\ndate. Unfortunately, we won't consider information submitted after this\r\ndate.�Successful candidates will be ranked as best qualified, better\r\nqualified, or qualified and placed on the�eligible (employment) list for\r\nat least one year.\r\nPlease note:�A resume may be\r\nattached as supplemental information; however, only the information provided in\r\nthe application will be reviewed and considered in the evaluation process.\r\nAll information concerning the qualifications, including any\r\nrequired documentation (diploma, transcript, certificate, etc.), must be\r\nsubmitted and received by the closing date. Information submitted after this\r\ndate will not be considered.\r\nFor positions that require a bachelor's/master's degree, etc.:\r\nEducational credentials from foreign countries must be evaluated\r\nby an approved education review service. This evaluation must be submitted\r\nbefore hire. For further information, you may call International Consultants of\r\nDelaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897\r\nor (202) 331-2925.\r\n

EXAMINATION PROCESS

\r\nThe assessment may consist of a rating of your education, training, and experience related to the requirements of the position.�It is important that you provide complete and accurate information on your application.�Please report all experience and education that is related to this position.\r\n\r\nThe\r\nexamination for this recruitment will be an evaluation and rating of the\r\ninformation provided on your application. Therefore, it is essential that the\r\napplication is filled out completely and accurately, listing all relevant\r\neducation and experience, addressing the specific qualifications shown above\r\nand submitting any required documentation (diploma, transcript, certification,\r\nlicense, etc.). Please include clear, detailed and specific information on your\r\napplication regarding experience qualifications related to the minimum\r\nqualifications, desired, and/or selective qualifications of the position.\r\n\r\n

BENEFITS

This is a\r\nfull-time, permanent position and is eligible for full state benefits, which\r\ninclude:\r\n●�Flexible hours and\r\nhybrid teleworking\r\n●�Paid\r\nholidays: 12-13 per year\r\n●�Generous paid leave\r\npackage (annual, sick, personal and compensatory leave)\r\n●�State Pension\r\n('defined benefit' plan)\r\n●�Tax-deferred\r\nsupplemental retirement savings plans (401(k) and 457)\r\n●�Comprehensive,\r\nsubsidized health, dental and prescription plans with little to no deductibles,\r\nfree generic prescriptions, and free preventative health services\r\n●�Flexible Spending\r\nAccount plans for Health Care and Daycare\r\n●�State Employees Credit\r\nUnion\r\nSTATE OF MARYLAND BENEFITS\r\n

FURTHER INSTRUCTIONS

The online application is STRONGLY preferred. However, if you are\r\nunable to apply online, or having difficulty with your login or password,\r\nplease contact DBM's Helpdesk directly at (410) 767-4850 (8:00 AM to 5:00 PM\r\ndaily, except for holidays and weekends). After business hours, please submit\r\nan email request to Application.Help@maryland.gov. If you encounter\r\ndifficulty attaching required or optional documentation, you may submit via\r\nmail or deliver in person. Please be sure to include your name, identification\r\nnumber (Easy ID#) and job announcement number on any documentation to ensure\r\ntimely processing.\r\nWe thank our Veterans for their service to our country and encourage\r\nthem to apply. If you are seeking veteran's preference, please submit a copy of\r\nyour DD-214.\r\nThe paper application must be received by 5 pm, close of business, on\r\nthe closing date for the recruitment, no postmarks will be accepted. Incorrect\r\napplication forms will not be accepted.\r\nPLEASE DO NOT FAX OR EMAIL UNSOLICITED DOCUMENTATION\r\nCompleted applications, required documentation, and any required\r\naddendums may be mailed to:�� \r\n�\r\nMaryland Department of Labor/ Office of Administration\r\nAttn: Jasmine Hubbard 26-000278-0001\r\n100 S. Charles Street, 5th Floor\r\nBaltimore, MD 21201�� \r\n\r\nFor additional information, please contact Jasmine Hubbard at\r\n410-767-2627 or via email Jasmine.Hubbard1@maryland.gov\r\nThe MD State Application Form can be found online��\r\nMaryland Department of Labor is an equal opportunity employer. It is\r\nthe policy of LABOR that all persons have equal opportunity and access to\r\nemployment opportunities, services, and facilities without regard to race,\r\nreligion, color, sex, age, national origin or ancestry, marital status,\r\nparental status, sexual orientation, disability or veteran status.\r\n�\r\n