Chief Audit Executive

At Snappi, we're building a neobank from the ground up. Our mission is to empower financial freedom through technology, offering innovative and transparent digital banking solutions.

Join us in reshaping the financial landscape!

The Chief Audit Executive (CAE) leads Snappi's Internal Audit Function and provides independent, objective assurance and advisory services to the Board of Directors and Audit Committee. The CAE is responsible for evaluating and enhancing the effectiveness of governance, risk management, internal controls and digital operational resilience, helping Snappi achieve its strategic objectives in a rapidly evolving digital banking environment.

The successful candidate will be a forward-looking Internal Audit leader capable of providing assurance over emerging technologies, digital business models and rapidly evolving regulatory requirements, while serving as a trusted advisor to the Board and Audit Committee during Snappi's growth journey.

This role reports functionally to the Audit Committee and administratively to the CEO to preserve independence and objectivity.

• →Develop and execute a risk-based annual audit plan; present the plan to the Audit Committee for review and approval.
• →Lead, manage, and develop the internal audit team, including hiring, performance management, and professional development.
• →Oversee the planning and execution of financial, operational, compliance, and IT audits across the organization.
• →Evaluate the design and operating effectiveness of internal controls within Agile, DevOps and software development environments, risk management processes, and governance practices.
• →Assess and report on the effectiveness of the organization's culture, conduct, accountability and control environment.
• →Provide independent assurance over digital banking platforms, customer journeys, mobile applications, cloud infrastructure, APIs, fintech partnerships, data governance, data quality, artificial intelligence and advanced analytics initiatives and outsourced technology services.
• →Assess compliance with the Digital Operational Resilience Act (DORA) and evaluate the effectiveness of ICT risk management, cyber resilience, incident management, operational continuity and third-party ICT risk frameworks.
• →Report significant audit findings, emerging risks, and recommendations to the Audit Committee and senior management on a regular basis.
• →Ensure timely follow-up on management's remediation of identified control deficiencies and audit findings.
• →Maintain and continuously improve the internal audit charter, policies, and methodologies in accordance with professional standards (e.g., IIA International Standards for the Professional Practice of Internal Auditing).
• →Coordinate with external auditors, regulators, and other assurance providers to optimize audit coverage and avoid duplication of effort.
• →Advise the Board, Audit Committee, and executive leadership on matters of risk, control, fraud prevention, and regulatory compliance.
• →Oversee investigations into allegations of fraud, misconduct, or significant control breakdowns.
• →Stay current on emerging risks (cybersecurity, ESG, regulatory changes, etc.) and integrate them into the audit risk assessment.
• →Manage the internal audit department's budget, staffing, and resource allocation.

• Bachelor's degree in Accounting, Finance, Business Administration, or a related field. Master's degree (MBA or related).
• Minimum 12–15 years of progressive experience in internal audit, public accounting, risk management, or related fields, including at least 5 years in a senior leadership role.
• Experience within a digital bank, fintech, payments institution or technology-intensive financial services environment.
• Demonstrated experience interacting with financial regulators and supervisory authorities.
• Professional certification such as CIA (Certified Internal Auditor), CPA, CISA, or equivalent.
• Deep knowledge of internal auditing standards, risk management principles, and applicable regulatory requirements.
• Strong understanding of DORA, PSD2/PSD3, EBA guidelines, cloud risk management, cybersecurity governance and data privacy requirements.
• Demonstrated experience presenting to and working directly with Audit Committee.
• Experience with data analytics tools and audit management software (e.g., ACL, IDEA, TeamMate).
• Prior experience building or scaling an internal audit function.
• English language proficiency, written and oral