Fractional Chief Financial Officer (CFO) - 20874

Lender & Bonding Support: Prepare executive-level, lender-ready financial packages and present clear narratives to banks, bonding agents, vehicle lenders, and trade creditors.

Balance Sheet Optimization: Reclassify and present balance sheet items (e.g., debt vs. equity, partner distributions) to accurately convey the company's true liquidity and financial health to external reviewers.

Leadership Background: Extensive experience operating as a CFO, Fractional CFO, VP of Finance, or Finance Director within founder-led or middle-market businesses ($10M–$50M revenue range).

Industry Specialization: Proven finance background in construction, contracting, HVAC, electrical, utility services, home services, engineering, or renewable energy/solar.

Project Accounting Mastery: Deep technical literacy in WIP accounting, percentage-of-completion revenue recognition, job costing, and project-based accruals.

Systems Proficiency: Strong familiarity with financial modeling, enterprise reporting, and QuickBooks Online.

Communication & Executive Presence: Native or fluent professional English (C1/C2) with exceptional verbal presentation skills; able to explain complex financial nuances simply to non-financial founders and external financial institutions.

Schedule Availability: Full capacity to commit ~20 hours per week with consistent US business hours overlap.

Experience preparing financial presentations specifically for bonding companies and construction lenders.

Background managing fleet-heavy businesses or equipment financing structures.

Exposure to private equity, M&A transaction readiness, or business valuation frameworks.

Accurate WIP & Revenue Matching: Successfully deploying a standardized WIP methodology that reflects true monthly project performance.

Lender & Credit Alignment: Improving borrowing/bonding capacity through polished, executive-ready financial packages and balance sheet cleanup.

Cash & Profitability Visibility: Establishing reliable 13-week cash flow forecasting alongside project-level gross margin transparency.