Mortgage Loan Originator

At Sierra Pacific Mortgage, our mission is to create homeownership opportunities for families.  Our promise is to create a culture of success for the customers we serve and for the people who work with us.  Promises Made. Promises Kept.

In this position, the Employee will manage relationships, source applications, originate conventional and government residential mortgage loans, perform sales-generating activities, service and maintain current clients.  Employee is responsible for the cultivation of external lead sources to generate origination loan volume. 

• →Identify and establish new referral sources through a variety of sales efforts including but not limited to: visiting the offices of real estate brokers, developers, builders and financial planners, to solicit referrals for mortgage loans 
• →Regularly participate in business development activities with professional organizations to maintain a network of quality business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
• →Attract new borrowers through the creation of information mailings, advertisements, seminars focused on home buyers and participation in community efforts to promote homeownership
• →Cultivate repeat business from existing base of borrowers
• →Consult with borrower to identify their loan needs, assess/analyze their financial situation, determine the correct loan options and provide information relevant to the risks and benefits of each program for which the borrower is qualified
• →Guide customers through the loan process by obtaining all borrower required documents, providing borrowers with regulatory disclosures and assist with the submission to underwriters
• →Coordinate all aspects of the mortgage application process with appropriate parties Resolve outstanding issues in order to clear conditions and facilitate the closing of the loan
• →Other duties and/or mortgage related tasks as assigned

• Strong interpersonal, communication and presentation skills
• Ability to compose routine reports and correspondence
• Ability to read and interpret documents such as deposit receipts, promissory notes, regulatory and legal directives, memorandums, safety rules, operating and maintaining instructions and policy and procedure manuals
• Ability to apply concepts of basic math to calculate figures and amounts such as discounts, interest, commissions, ratios, proportions, percentages, area, circumference and volume.
• Ability to understand a variety of instructions furnished in written, oral, diagram or schedule form Ability to interpret a customer’s needs
• Ability to comprehend and analyze complex financial data and provide financial alternatives
• Ability to solve practical problems and deal with a variety of concrete variables in situations where limited standardization exists
• Ability to make sound decisions
• Ability to learn and adapt to market changes quickly

• NMLS License Training and on-going certification as required by the state(s) in which licensed
• Valid Driver’s License

• Associate’s Degree plus two years of customer service/sales experience or equivalent experience
• Two years of mortgage industry experience; mortgage sales experience preferred
• Solid understanding of current mortgage laws, guidelines and loan programs
• Solid knowledge of residential mortgage processing and procedures
• Familiarity with real estate market in local area
• Strong organizational and time management skills
• Basic computer skills required: word processing, e-mail systems, data base programs, etc.
• Proficiency with Express Loan a plus

• Normal office environment
• The employee must be available to customers outside of normal business hours, including evenings and weekends.
• Employee works under minimal supervision.
• Employee has no supervisory responsibilities.

• Must be able to navigate a standard office environment
• Travel to other offices and meeting locations is required. 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

For California applicants, below is a link to our California Consumer Privacy Act (CCPA) General Notice at Collection for Applicants, for your reference:

https://www.sierrapacificmortgage.com/shared/hr/General%20Notice%20at%20Collection%20for%20Applicants.pdf

Hourly: $7.25/hr - $15.50/hr