Mortgage Loan Analyst I

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

The Mortgage Loan Analyst is responsible for reviewing, underwriting, negotiating, and recommending mortgage loan transactions across new originations, refinances, and administrative actions. This role evaluates commercial real estate, analyzes financial statements, reviews third‑party reports, and prepares underwriting materials to support loan origination, investor relations, closing, and servicing. The position also contributes to portfolio reporting, market research, and cross‑department workflow to ensure efficient loan operations.

* This role requires traveling once a year to correspondent markets in partnership with an Underwriter or Manager.

• →Review, underwrite, negotiate, and recommend new loan originations and refinances within established guidelines.
• →Analyze borrower and tenant financials, organizational structures, and third‑party reports.
• →Prepare underwriting spreadsheets, commitment letters, and documentation for extensions, assumptions, modifications, and other loan actions.
• →Support communication and workflow between underwriting, investor relations, closing, and servicing teams.
• →Develop and maintain portfolio reports, models, and market research to support mortgage investment decisions.
• →Conduct property site inspections and provide analytical support to the local market team.

• Analytical Thinking: Uses data, financial models, and valuation techniques to make sound underwriting recommendations.
• Collaboration: Works effectively with peers and cross‑functional teams to support loan origination and servicing activities.
• Adaptability: Adjusts quickly to changing priorities, shifting workloads, and evolving business needs.