Private Credit Analyst | Brazil

Brazil·São Paulomid

OtherCredit

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Quick Summary

Overview

Sobre nós A XP Inc. é uma das maiores instituições financeiras independente do Brasil, dona das marcas XP, Rico, Clear, XP Educação, InfoMoney, entre outras.

Key Responsibilities

In partnership with XP’s investment and corporate bankers, support the origination of private credit transactions, including borrower screening, preliminary analysis, and preparation of marketing/pitching materials.

Requirements Summary

Bachelor’s degree in Finance, Economics, Accounting, Engineering, or a related field. 1–3 years of experience in public credit, private credit, leveraged finance, investment banking, credit research, or a similar role.

Technical Tools

excelfinancial-modeling

Sobre nós 

A XP Inc. é uma das maiores instituições financeiras independente do Brasil, dona das marcas XP, Rico, Clear, XP Educação, InfoMoney, entre outras. Com mais de 4,6 milhões de clientes ativos e um valor superior a R$ 1,1 trilhão de ativos sob custódia, há 24 anos vem transformando o mercado financeiro para melhorar a vida das pessoas.

Com uma cultura marcante guiada por quatro valores - Sonho Grande, Espírito Empreendedor, Foco no Cliente e Mente Aberta - a XP Inc. está sempre em busca dos melhores talentos que tem ambição de fazer o impossível.

Banco XP is a leading Brazilian financial institution with more than 25 years of history. In 2019, XP completed the largest IPO globally by a Latin American company that year.
As XP continues its disciplined growth strategy, it is expanding its global footprint while maintaining its leadership position in the Brazilian market. XP is a market leader in onshore credit and local structured products, with offshore and cross‑border credit representing the next phase of growth.
To support this international expansion, we are looking for a technically strong and highly entrepreneurial Analyst to help develop and scale XP’s structured and private credit capabilities, both internally and with external investors and counterparties.

The Private Credit Analyst supports the origination, structuring, execution, and syndication of onshore and offshore credit transactions, working closely with senior deal professionals from initial underwriting through closing and distribution.
The Analyst also contributes to portfolio monitoring and supports the scaling of XP’s structured and private credit platform.
The role involves financial analysis, structuring input, diligence, documentation support, and ongoing interaction with borrowers, investors, and counterparties.

Requirements

~1 min read

Bachelor’s degree in Finance, Economics, Accounting, Engineering, or a related field.
1–3 years of experience in public credit, private credit, leveraged finance, investment banking, credit research, or a similar role.
Strong financial modeling and analytical skills, including cash flow modeling, credit analysis, and valuation.
Exposure to loan origination, deal structuring, and/or syndication processes; experience working on credit committees a plus.
Solid understanding of credit documentation, collateral structures, and risk assessment.
Ability to manage multiple workstreams and support transactions from origination through closing.
High attention to detail, strong work ethic, and comfort in a fast‑paced, transaction‑driven environment.
Strong written and verbal communication skills; fluency in Portuguese and English required, Spanish a plus.
Proficiency in Excel and PowerPoint; experience with data rooms and deal management processes preferred.

Responsibilities

~2 min read

→In partnership with XP’s investment and corporate bankers, support the origination of private credit transactions, including borrower screening, preliminary analysis, and preparation of marketing/pitching materials.
→Build and maintain financial models, alongside XP’s market leading credit analysts, and perform detailed credit, cash flow, and downside analyses to support underwriting decisions.
→Assist in structuring transactions, including debt terms, covenants, collateral packages, and intercreditor arrangements.
→Coordinate execution and closing processes, including diligence, documentation review, and interaction with internal and external legal counsel as well as internal and external stakeholders.
→Support syndication efforts by preparing marketing materials, engaging with potential lenders/investors, and managing data rooms.
→Monitor the existing portfolio, including performance analysis, covenant tracking, and ongoing credit reviews.

Benefícios:  

Saúde e bem-estar:

→Plano de saúde
→Plano odontológico
→Wellhub (Gympass)
→Zenklub
→Seguro de Vida
→iFood Benefícios (VA e VR flexível)
→Vale Transporte
→New Value (clube de benefícios)
→Licença parental: maternidade de 6 meses e paternidade de 20 dias.
→Auxílio Creche

Vida Financeira

→Fundos de Investimentos Exclusivos
→Assessoria de Investimentos
→Cartão XP Visa Infinite sem anuidade
→Crédito (consignado, home equity, CCB Imobiliário, etc.)

Modelo de Trabalho Presencial Flexível

O nosso modelo de trabalho varia de acordo com a função, podendo ser totalmente presencial para frentes de negócio e mais flexível para outras equipes.

Seguimos um modelo com mais frequência presencial, mas sempre guiado por flexibilidade e autonomia com a responsabilidade da nossa cultura empreendedora.

Aqui na XP Inc., valorizamos as interações pessoais e acreditamos no uso do escritório como uma ferramenta para potencializar nossas relações no trabalho.

*Ao seguir com a inscrição, você declara que leu, compreendeu e concorda com a Política de Privacidade do Grupo XP Inc. e de seus fornecedores e parceiros que apoiam com a realização do processo seletivo. O Grupo XP Inc. poderá utilizar de soluções de inteligência artificial para apoiar a equipe de recrutamento no decorrer do processo, o que poderá envolver o tratamento de seus dados pessoais para tal finalidade, conforme princípios da Lei Geral de Proteção de Dados e da Política de Privacidade do Grupo XP Inc.