Credit Underwriter I-II or Senior

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• →BA/BS degree required
• →3 to 10 years of Commercial Banking (Middle Market, Large Corporate or Leveraged Finance) underwriting experience
• →Proficiency in accounting principles, financial statement analysis and financial modeling
• →Solid foundation in credit analysis, including evaluation of business risk, industry trends and capital structures
• →Understanding of credit documentation, including term sheets, credit agreements and ancillary agreements (e.g. security, guarantee and intercreditor agreements)
• →Strong written and verbal communication skills
• →Unwavering attention to detail and accuracy
• →Ability to work in a fast paced, deadline driven environment
• →Ability to juggle and prioritize multiple transactions and responsibilities at a time

• Experience with the syndicated loan execution process
• Knowledge of derivative products and documentation (i.e. ISDA agreements)
• Capability to conduct negotiations with clients