Actuarial Leader - Life Pricing & Inforce Management | constellationinsurancecareers

We are seeking an experienced actuarial leader to drive life insurance product pricing, development, and in-force management. This is a hands-on leadership role that combines technical actuarial work, product strategy, cross-functional collaboration, and team development.

Your role and impact

Leading actuarial analysis for the design, pricing, and development of life insurance products, including pricing models, assumptions, and experience monitoring
Preparing actuarial memoranda, pricing documentation, and regulatory filing support while ensuring compliance with applicable requirements
Evaluating product competitiveness, profitability, capital requirements, and risk, including reinsurance solutions and opportunities for product innovation
Collaborating cross-functionally to support product development, implementation, system validation, and ongoing administration
Analyzing in-force product performance and recommending changes to credited rates, dividend scales, and other product features
Conducting experience studies and profitability analyses covering mortality, persistency, lapses, premiums, expenses, commissions, and investment returns
Supporting illustration testing, product governance, complex policyholder inquiries, and operational improvement initiatives
Contributing to product strategy, business planning, product roadmaps, market analysis, and enterprise initiatives
Preparing management reports, business analyses, and board presentations while communicating actuarial findings and recommendations to key stakeholders
Managing and developing two to three direct reports, mentoring actuarial talent, supporting the actuarial student rotation program, and maintaining relationships with reinsurers, consultants, vendors, and industry organizations

What's in it for you

Competitive pay: Fair compensation for your hard work.
Healthcare coverage: Comprehensive medical, dental, and vision from day one.
Life insurance: Company-paid coverage for you and your loved ones.
401(k) plan: Matching contributions to help secure your financial future.
Family support: Paid parental leave and reimbursement for adoption and surrogacy expenses.
Work-life balance: Flexible time-off policy to recharge and pursue passions.
Dress for your day: Express your style comfortably at work.
Inclusion and Culture: A respectful environment that values unique contributions.
Flexible work options: Remote, hybrid, and onsite opportunities at various locations across the U.S. for better work-life integration.
Well-being focus: Programs to support a healthy balance between work and home life.
Community connections: Build strong relationships through virtual and in-person interactions, with resources for your growth.

What sets you up for success

At least 10 years of actuarial experience in the life insurance industry, with significant experience in product pricing, product management, or related actuarial functions
Fellow of the Society of Actuaries (FSA) or Associate of the Society of Actuaries (ASA)
Member of the American Academy of Actuaries (MAAA)
Advanced knowledge of IUL, UL, BOLI, Term Life, and Whole Life products
Strong actuarial modeling and analytical skills; MG-ALFA and/or Integrate experience preferred
Experience supporting state and Compact product filings
Strong understanding of illustration regulations, AG 49A, and Internal Revenue Code Sections 7702 and 7702A
Comprehensive understanding of life insurance product development and implementation
Strong project management, problem-solving, communication, and presentation skills
Ability to translate complex analyses into practical recommendations and influence stakeholders across business functions

Actuarial Leader - Life Pricing & Inforce Management

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