Compliance Officer, Retirement Plan Services (RPS), South Bend, IN

• Ensures all retirement plans (e.g., 401(k), 403(b), profit-sharing plans) comply with ERISA, IRS Code, and DOL regulations.
• Monitors and interprets regulatory updates and implement necessary process changes.
• Oversees timely completion of compliance requirements such as: Annual nondiscrimination testing (ADP/ACP, top-heavy) and Form 5500 filings.
• Responsible for required notices (Safe Harbor, fee disclosures, QDIA notices, etc.).
• Partners with plan administration and operations teams to ensure accurate plan setup and ongoing compliance.
• Reviews plan documents, amendments, and restatements for regulatory adherence.
• Assists with onboarding new retirement plans and ensure compliance readiness.
• Coordinates internal and external audits, including DOL and IRS examinations.
• Identifies compliance risks and recommend corrective actions.
• Oversees correction of plan errors using IRS/DOL correction programs (e.g., EPCRS, VFCP).
• Serves as subject matter expert (SME) on retirement plan compliance
• Supports client-facing teams in explaining compliance requirements and regulatory changes
• Regular and predictable attendance is an essential requirement of the position.
• Responsible for the completion of all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.

• Five (5) to eight (8) years of related experience preferred.
• Deep understanding of retirement plan compliance and regulatory environment.
• Ability to interpret complex regulations and apply them practically.
• Strong analytical and problem-solving skills.
• High attention to detail and accuracy.
• Ability to manage multiple deadlines and priorities.
• Excellent communication skills (written and verbal).

• Bachelor’s degree in Finance, Accounting, Business, or related field preferred. 

• Qualified 401(k) Administrator (QKA), QKC, APA, or other ASPPA credentials preferred. CEBS or similar designation preferred

• Ability to travel as needed for meetings, projects, seminars, etc.
  

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.