Legal Counsel Regulatory

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

Fintern is a fast-growing fintech consumer lender. We're scaling up and entering new markets and introducing new products. We’re hiring a Regulatory Counsel with strong Consumer Credit Act (CCA) and FCA CONC experience. You’ll prepare submissions to the FCA and others and advise senior leadership on regulatory risk in your area. You’ll also draft, implement, and monitor legally robust, plain‑English templates and ensure live documents match approved versions. We have a small legal team so you will also be expected to assist with broader legal work.

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• Qualified UK Solicitor

• Knowledgeable and experienced in the areas of Consumer Credit Act, FCA Handbook including CONC. Additionally, knowledge of the Payment Services Directive where relevant to consumer lending activities would be an advantage.

• Excellent written and verbal skills

• Strong ability to evaluate risk and propose risk-based actions

• Ability to negotiate with external parties and reach acceptable outcomes

• Strong team-player qualities