Senior Backend Engineer — Risk

• →5+ years of backend development experience
• →Solid foundation in Java and Spring Boot. You don't need to have every API memorized — we expect you to lean on AI tools to move faster and fill gaps — but you need the judgment to know when the code is right, when it's wrong, and why
• →Strong understanding of microservices architecture and event-driven systems using Kafka
• →Familiarity with cloud platforms, preferably AWS, and modern dev tooling
• →English proficiency, with the ability to lead technical discussions across geographies
• →High autonomy, proactivity, and ownership mindset. You don't wait for direction — you spot what needs to happen and drive it
• →A genuine pull toward AI. You don't need to be an expert, but you're actively experimenting with AI tools in your day-to-day work, keep up with where the space is going, and are eager to apply it to how we build. At Clara, AI is part of how we work, not a side topic
• →Experience building credit risk, underwriting, or fraud prevention systems in fintech is a strong plus

We've kept this list short on purpose — these are the things that actually matter. If you check most of these and the rest you'd close with curiosity and the right tools, we want to hear from you.

• A high talent-density team driven to make an impact in Latin America — low ego, high ownership.
• Competitive salary and stock options (ESOP) from day one.
• An annual learning budget and accelerated development paths.
• English is our working language, with Spanish and Portuguese every day.

• Clarity — Open and direct communication: we say what we mean and give context where it matters.
• Simplicity — If it can be simpler, it should be.
• Ownership — We own everything we do, end to end. When something needs to happen, we don't wait.
• Pride — We hold ourselves to a high standard, and it shows in what we deliver.
• ABC (Always Be Changing) — We adapt fast, embrace change, and keep learning.
• Inclusivity — Diverse ideas, stories and perspectives build a better Clara.

If you meet the must-haves, apply — the nice-to-haves are a bonus, not a requirement.