Application Engineering Technical Lead, Digital Payments

• →Lead the architecture, technical design, and delivery of new web-based Debit Card, digital payment, and digital wallet integration capabilities.

• →Help establish the technical foundation, architecture patterns, and engineering standards for a greenfield platform, influencing key technology decisions from the ground up.

• →Provide hands-on technical leadership across modern front-end engineering and enterprise application architecture, guiding the development of scalable, secure, resilient, and high-performing web experiences.

• →Partner with Product Managers, Product Architects, Domain Architects, and engineering teams to translate business needs into effective technical solutions and architecture designs.

• →Lead the design and integration of payment platforms, Debit Card capabilities, digital wallets, APIs, third-party products, and vendor SDKs.

• →Guide application development and backend/API integrations to create seamless, reliable client-facing payment experiences.

• →Review technical designs, code, architecture documentation, and engineering deliverables to ensure quality, security, resiliency, maintainability, and alignment with enterprise standards.

• →Lead troubleshooting and root cause analysis for complex technical issues while driving improvements in application performance, observability, reliability, and operational readiness.

• →Champion modern engineering practices, including automated testing, CI/CD, secure development, Git/GitHub, and DevOps practices.

• →Mentor engineers, provide technical direction, and communicate architecture decisions and recommendations to technical and business stakeholders.

• Minimum of eight years related work experience, with at least three years of technology architect experience.
• Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.
• Experience designing and delivering digital payment solutions, including Debit Card and digital wallet integrations.
• Strong experience in enterprise application architecture, system design, and modern front-end/web engineering using technologies such as React, Angular, JavaScript, and TypeScript.
• Strong backend/API development and integration experience, including third-party platforms, payment services, APIs, and vendor SDKs.
• Experience with modern application technologies and engineering practices, including GraphQL, Git/GitHub, CI/CD, and DevOps.
• Strong communication and collaboration skills with the ability to influence technical direction and mentor engineers.

• Experience presenting technical strategies, architecture decisions, and engineering roadmaps to senior architects and leadership.

• Experience with AWS services such as ECS/Fargate, EKS, or Lambda and observability tools such as AppDynamics, Splunk, or OpenTelemetry.
• Experience working in financial services, fintech, banking, or highly regulated industries.

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.