Business correspondent - Territory relationship manager_SUPPORT SERVICES_0762_4288_1046494

India·Chandigarhmid

SalesAccount Manager

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Quick Summary

Overview

Key Responsibilities Business Development Drive sourcing of loans, liability products, and other banking products through the BC network. Identify, recruit,

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SalesAccount Manager

Responsibilities

~1 min read

Drive sourcing of loans, liability products, and other banking products through the BC network.
Identify, recruit, and onboard new Business Correspondents in the assigned territory.
Expand market penetration and increase customer acquisition.
Achieve monthly, quarterly, and annual business targets.

Build and maintain strong relationships with BC partners and key stakeholders.
Provide regular support and guidance to BCs on product offerings and sales processes.
Conduct periodic visits to BC locations to ensure business growth and service quality.

Monitor portfolio health and ensure quality sourcing.
Track delinquency and coordinate for collections and recovery activities.
Analyze business performance and implement corrective actions where necessary.

Conduct product, process, and compliance training for BC partners and their staff.
Ensure BCs are updated on policy changes, new products, and regulatory requirements.

Ensure adherence to bank policies, RBI guidelines, and operational procedures.
Monitor KYC, documentation, and customer onboarding processes.
Conduct audits and reviews of BC outlets as per prescribed guidelines.

Prepare and submit business performance reports and territory MIS.
Track target achievement, productivity, and operational metrics.
Maintain accurate records of customer acquisitions and BC performance.

Requirements

~1 min read

Graduate in any discipline.
MBA/PGDM preferred.

10-16 years of experience in sales, relationship management, microfinance, business banking, rural banking, or financial inclusion.
Experience in managing channel partners or Business Correspondents preferred.