Relationship Manager_RARF(RETAIL ASSET RECONSTRUCTION FINANCING)_0405_0461_1044221_HRR

Key Responsibilities:

·         Drive business development and origination across Private Credit, Structured Finance, Alternate Assets, and Special Situations financing.

·         Source and execute transactions including structured loans, acquisition financing, promoter funding, HoldCo financing, refinancing, growth capital, mezzanine debt, and PE-backed opportunities.

·         Build and maintain strong relationships with Promoters, CFOs, Treasury Heads, Investment Bankers, Private Equity Funds, Venture Capital Funds, Family Offices, and Market Intermediaries.

·         Evaluate financing opportunities through detailed financial analysis, business assessment, cash flow evaluation, and risk review.

·         Coordinate with internal stakeholders for credit appraisal, due diligence, legal documentation, approvals, and disbursement.

·         Structure customized financing solutions aligned with client requirements and the Bank's risk appetite.

·         Monitor portfolio performance, asset quality, covenant compliance, and early warning indicators.

·         Maintain a robust deal pipeline and continuously identify new opportunities through market intelligence and industry networking.

·         Ensure adherence to regulatory guidelines, internal credit policies, risk governance, and compliance standards.

·         Prepare pitch notes, credit proposals, transaction summaries, and portfolio reviews for senior management.

Job Requirements:

·         MBA (Finance), CA, CFA, or equivalent qualification from a reputed institution.

·         6-15 years of experience in Private Credit, Structured Finance, Corporate Banking, Wholesale Banking, Investment Banking, NBFCs, AIFs, or Alternate Asset Management.

·         Strong understanding of structured lending products, private credit transactions, debt instruments, and capital structures.

·         Experience in financial statement analysis, cash flow modelling, credit underwriting, and transaction structuring.

·         Established network with corporate clients, financial sponsors, intermediaries, and market participants.

·         Sound knowledge of legal documentation, security structures, covenants, and transaction negotiations.

·         Strong stakeholder management, relationship-building, and execution capabilities.

·         Excellent communication, presentation, and negotiation skills